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Learn about the people, housing, costs and businesses in Richfield, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Richfield.
True all-in cost — P&I, taxes, insurance & utilities for homes in Richfield.
Find and compare lenders active near Richfield.
FEMA flood zones and flood insurance estimates for Richfield.
Seismic risk and earthquake insurance estimates for Richfield.
Wildfire exposure and insurance estimates for Richfield.
As of today, the 30-year fixed mortgage rate for Richfield is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RichfieldThe median home value in Richfield is $158k. The median monthly rent is $768. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Richfield have increased 6.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $752/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Richfield is $73k/year.
Calculate your buying powerThe largest employment sectors in Richfield are public administration (24%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.