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Learn about the people, housing, costs and businesses in Richmond County
Select a topic to explore real data for Richmond City.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Richmond.
Estimate payments for homes in Richmond.
People, housing & businesses in Richmond.
Find and compare lenders active near Richmond.
Homeowners, flood & wildfire estimates for Richmond.
Income, rent and all-in ownership costs for Richmond.
FEMA flood zones and flood insurance estimates for Richmond.
Seismic risk and earthquake insurance estimates for Richmond.
Wildfire exposure and insurance estimates for Richmond.
As of today, the 30-year fixed mortgage rate for Richmond is approximately 6.971% (6.996% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RichmondThe median home value in Richmond is $368k. The median monthly rent is $1,350. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Richmond have increased 19.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,440/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $62k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Richmond is $70k/year.
Calculate your buying powerThe largest employment sectors in Richmond are public administration (25%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas