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Roseau County Mortgage Calculator

Estimate your true cost of homeownership in Roseau County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,690
P&I Payment$1,087
Taxes & Ins$204
Utilities$400
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Mortgage Details

$204,646
Local Median: $204,646
$40,929 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,690

Monthly Breakdown

Principal & Interest
$1,087
Property Taxes
$151
Homeowners Ins.
$53
Utilities
$400

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$227,687

Local Housing Facts for Roseau County

  • ·Median home value: $204,646 (adjusted for current market conditions)
  • ·Est. property taxes: $1,810/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $632/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,797/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Roseau County?

Based on the local median home value, estimated real estate property taxes in Roseau County are around $1,810 per year.

What is the average home price in Roseau County?

The median home value in Roseau County is currently estimated at $204,646.

How much does homeowners insurance cost in Roseau County?

For a median priced home, homeowners insurance in Roseau County averages around $632 annually.

What is the true total cost of owning a home in Roseau County?

True homeownership costs go beyond principal and interest. In Roseau County, a typical homeowner with a median-priced home of $204,646 can expect to pay roughly $1,810/yr in property taxes, $632/yr for homeowners insurance, and $4,797/yr in energy utilities. That adds approximately $603 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.