Safe Rate Local

Sargent County Mortgage Calculator

Estimate your true cost of homeownership in Sargent County with localized property taxes, insurance, and utility data.

← Back to Sargent County Hub
Est. Total Monthly Cost
$1,345
P&I Payment$908
Taxes & Ins$237
Utilities$200

Mortgage Details

$168,352
Local Median: $168,352
$33,670 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Sargent County using Safe Rate's engine.

Monthly$1,345

Monthly Breakdown

Principal & Interest
$908
Property Taxes
$153
Homeowners Ins.
$84
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$192,366

Local Housing Facts for Sargent County

  • ·Median home value: $168,352 (adjusted for current market conditions)
  • ·Est. property taxes: $1,831/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,007/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sargent County?

Based on the local median home value, estimated real estate property taxes in Sargent County are around $1,831 per year.

What is the average home price in Sargent County?

The median home value in Sargent County is currently estimated at $168,352.

How much does homeowners insurance cost in Sargent County?

For a median priced home, homeowners insurance in Sargent County averages around $1,007 annually.

What is the true total cost of owning a home in Sargent County?

True homeownership costs go beyond principal and interest. In Sargent County, a typical homeowner with a median-priced home of $168,352 can expect to pay roughly $1,831/yr in property taxes, $1,007/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $437 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.