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Sauk County Mortgage Calculator

Estimate your true cost of homeownership in Sauk County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,279
P&I Payment$1,686
Taxes & Ins$393
Utilities$200

Mortgage Details

$314,941
Local Median: $314,941
$62,988 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Sauk County using Safe Rate's engine.

Monthly$2,279

Monthly Breakdown

Principal & Interest
$1,686
Property Taxes
$313
Homeowners Ins.
$80
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$355,095

Local Housing Facts for Sauk County

  • ·Median home value: $314,941 (adjusted for current market conditions)
  • ·Est. property taxes: $3,751/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $960/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Sauk County?

Based on the local median home value, estimated real estate property taxes in Sauk County are around $3,751 per year.

What is the average home price in Sauk County?

The median home value in Sauk County is currently estimated at $314,941.

How much does homeowners insurance cost in Sauk County?

For a median priced home, homeowners insurance in Sauk County averages around $960 annually.

What is the true total cost of owning a home in Sauk County?

True homeownership costs go beyond principal and interest. In Sauk County, a typical homeowner with a median-priced home of $314,941 can expect to pay roughly $3,751/yr in property taxes, $960/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $593 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.