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Scioto County Mortgage Calculator

Estimate your true cost of homeownership in Scioto County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,284
P&I Payment$870
Taxes & Ins$171
Utilities$243
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Mortgage Details

$163,303
Local Median: $163,303
$32,661 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,284

Monthly Breakdown

Principal & Interest
$870
Property Taxes
$124
Homeowners Ins.
$47
Utilities
$243

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$182,637

Local Housing Facts for Scioto County

  • ·Median home value: $163,303 (adjusted for current market conditions)
  • ·Est. property taxes: $1,490/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $559/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,913/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Scioto County?

Based on the local median home value, estimated real estate property taxes in Scioto County are around $1,490 per year.

What is the average home price in Scioto County?

The median home value in Scioto County is currently estimated at $163,303.

How much does homeowners insurance cost in Scioto County?

For a median priced home, homeowners insurance in Scioto County averages around $559 annually.

What is the true total cost of owning a home in Scioto County?

True homeownership costs go beyond principal and interest. In Scioto County, a typical homeowner with a median-priced home of $163,303 can expect to pay roughly $1,490/yr in property taxes, $559/yr for homeowners insurance, and $2,913/yr in energy utilities. That adds approximately $414 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.