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Cost of Living in Scott AFB

Is it better to rent or buy in Scott AFB? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$151,648
$1,843/mo

Median in area: $1,843

$271,600

Median in area: $271,600

$54,320

If you Rent

🔑
$2,091 /mo
Base Rent$1,843
Est. Utilities$248
% of Income16.5%
Pre-tax Residual$10,546

If you Buy

🏠
$2,299 /mo
P&I (6.978%)$1,442
Taxes & Ins$609
Est. Utilities$248
% of Income18.2%
Pre-tax Residual$10,338

Cost of Living FAQs

Is it cheaper to rent or buy in Scott AFB?

Based on median housing data, renting is currently more affordable on a monthly basis in Scott AFB. The estimated all-in monthly cost for renting is $2,091, while owning a median-priced home with a 20% down payment is roughly $2,299 per month (a difference of $208).

How much do utilities cost in Scott AFB?

The average monthly utility cost (electricity and natural gas) for a typical home in Scott AFB is approximately $248. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Scott AFB?

To comfortably afford the median rent and utilities in Scott AFB without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $83,640 per year.