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Serena Mortgage Calculator

Estimate your true cost of homeownership in Serena with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,134
P&I Payment$1,429
Taxes & Ins$447
Utilities$258
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Mortgage Details

$268,721
Local Median: $268,721
$53,744 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,134

Monthly Breakdown

Principal & Interest
$1,429
Property Taxes
$379
Homeowners Ins.
$68
Utilities
$258

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$299,600

Local Housing Facts for Serena

  • ·Median home value: $268,721 (adjusted for current market conditions)
  • ·Est. property taxes: $4,546/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $818/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,090/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Serena?

Based on the local median home value, estimated real estate property taxes in Serena are around $4,546 per year.

What is the average home price in Serena?

The median home value in Serena is currently estimated at $268,721.

How much does homeowners insurance cost in Serena?

For a median priced home, homeowners insurance in Serena averages around $818 annually.

What is the true total cost of owning a home in Serena?

True homeownership costs go beyond principal and interest. In Serena, a typical homeowner with a median-priced home of $268,721 can expect to pay roughly $4,546/yr in property taxes, $818/yr for homeowners insurance, and $3,090/yr in energy utilities. That adds approximately $705 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.