Safe Rate Local
Learn about the people, housing, costs and businesses in Smithville, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Smithville.
True all-in cost — P&I, taxes, insurance & utilities for homes in Smithville.
Find and compare lenders active near Smithville.
FEMA flood zones and flood insurance estimates for Smithville.
Seismic risk and earthquake insurance estimates for Smithville.
Wildfire exposure and insurance estimates for Smithville.
As of today, the 30-year fixed mortgage rate for Smithville is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for SmithvilleThe median home value in Smithville is $209k. The median monthly rent is $894. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Smithville have increased 9.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,282/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Smithville is $88k/year.
Calculate your buying powerThe largest employment sectors in Smithville are public administration (29%) and information and media (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.