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Socorro County Mortgage Calculator

Estimate your true cost of homeownership in Socorro County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,394
P&I Payment$915
Taxes & Ins$223
Utilities$256
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Mortgage Details

$172,455
Local Median: $172,455
$34,491 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,394

Monthly Breakdown

Principal & Interest
$915
Property Taxes
$93
Homeowners Ins.
$130
Utilities
$256

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,372

Local Housing Facts for Socorro County

  • ·Median home value: $172,455 (adjusted for current market conditions)
  • ·Est. property taxes: $1,115/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,558/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,074/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Socorro County?

Based on the local median home value, estimated real estate property taxes in Socorro County are around $1,115 per year.

What is the average home price in Socorro County?

The median home value in Socorro County is currently estimated at $172,455.

How much does homeowners insurance cost in Socorro County?

For a median priced home, homeowners insurance in Socorro County averages around $1,558 annually.

What is the true total cost of owning a home in Socorro County?

True homeownership costs go beyond principal and interest. In Socorro County, a typical homeowner with a median-priced home of $172,455 can expect to pay roughly $1,115/yr in property taxes, $1,558/yr for homeowners insurance, and $3,074/yr in energy utilities. That adds approximately $479 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.