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St. Francois County Mortgage Calculator

Estimate your true cost of homeownership in St. Francois County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,494
P&I Payment$1,104
Taxes & Ins$190
Utilities$200

Mortgage Details

$205,988
Local Median: $205,988
$41,198 (20%)
%

Local Area Costs

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Monthly$1,494

Monthly Breakdown

Principal & Interest
$1,104
Property Taxes
$97
Homeowners Ins.
$92
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$232,730

Local Housing Facts for St. Francois County

  • ·Median home value: $205,988 (adjusted for current market conditions)
  • ·Est. property taxes: $1,168/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,108/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in St. Francois County?

Based on the local median home value, estimated real estate property taxes in St. Francois County are around $1,168 per year.

What is the average home price in St. Francois County?

The median home value in St. Francois County is currently estimated at $205,988.

How much does homeowners insurance cost in St. Francois County?

For a median priced home, homeowners insurance in St. Francois County averages around $1,108 annually.

What is the true total cost of owning a home in St. Francois County?

True homeownership costs go beyond principal and interest. In St. Francois County, a typical homeowner with a median-priced home of $205,988 can expect to pay roughly $1,168/yr in property taxes, $1,108/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $390 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.