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Learn about the people, housing, costs and businesses in St. Mary's County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in St. Mary's County.
Estimate payments for homes in St. Mary's County.
People, housing & businesses in St. Mary's County.
Find and compare lenders active near St. Mary's County.
Homeowners, flood & wildfire estimates for St. Mary's County.
Income, rent and all-in ownership costs for St. Mary's County.
FEMA flood zones and flood insurance estimates for St. Mary's County.
Seismic risk and earthquake insurance estimates for St. Mary's County.
Wildfire exposure and insurance estimates for St. Mary's County.
As of today, the 30-year fixed mortgage rate for St. Mary's County is approximately 6.969% (6.994% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for St. Mary's CountyThe median home value in St. Mary's County is $413k. The median monthly rent is $1,751. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in St. Mary's County have increased 13.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,850/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $79k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in St. Mary's County is $123k/year.
Calculate your buying powerThe largest employment sectors in St. Mary's County are public administration (19%) and healthcare (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas