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Learn about the people, housing, costs and businesses in Swain County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Swain County.
Estimate payments for homes in Swain County.
People, housing & businesses in Swain County.
Find and compare lenders active near Swain County.
Homeowners, flood & wildfire estimates for Swain County.
Income, rent and all-in ownership costs for Swain County.
FEMA flood zones and flood insurance estimates for Swain County.
Seismic risk and earthquake insurance estimates for Swain County.
Wildfire exposure and insurance estimates for Swain County.
As of today, the 30-year fixed mortgage rate for Swain County is approximately 6.994% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Swain CountyThe median home value in Swain County is $206k. The median monthly rent is $737. Annual property taxes average $839. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Swain County have increased 22.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $544/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Swain County is $54k/year.
Calculate your buying powerThe largest employment sectors in Swain County are public administration (24%) and wholesale trade (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas