Safe Rate Local
Learn about the people, housing, costs and businesses in University Park, Texas
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in University Park.
True all-in cost — P&I, taxes, insurance & utilities for homes in University Park.
Find and compare lenders active near University Park.
FEMA flood zones and flood insurance estimates for University Park.
Seismic risk and earthquake insurance estimates for University Park.
Wildfire exposure and insurance estimates for University Park.
As of today, the 30-year fixed mortgage rate for University Park is approximately 6.555% (6.582% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for University ParkThe median home value in University Park is $1.7M. The median monthly rent is $3,112. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in University Park have increased 11.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,860/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $165k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in University Park is $216k/year.
Calculate your buying powerThe largest employment sectors in University Park are public administration (25%) and healthcare (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.