Safe Rate Local
Learn about the people, housing, costs and businesses in Virginia Beach County
Select a topic to explore real data for Virginia Beach City.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Virginia Beach.
Estimate payments for homes in Virginia Beach.
People, housing & businesses in Virginia Beach.
Find and compare lenders active near Virginia Beach.
Homeowners, flood & wildfire estimates for Virginia Beach.
Income, rent and all-in ownership costs for Virginia Beach.
FEMA flood zones and flood insurance estimates for Virginia Beach.
Seismic risk and earthquake insurance estimates for Virginia Beach.
Wildfire exposure and insurance estimates for Virginia Beach.
As of today, the 30-year fixed mortgage rate for Virginia Beach is approximately 6.968% (6.993% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Virginia BeachThe median home value in Virginia Beach is $411k. The median monthly rent is $1,868. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Virginia Beach have increased 15.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,855/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $80k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Virginia Beach is $99k/year.
Calculate your buying powerThe largest employment sectors in Virginia Beach are public administration (24%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas