Safe Rate Local
Learn about the people, housing, costs and businesses in Wadsworth, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wadsworth.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wadsworth.
Find and compare lenders active near Wadsworth.
FEMA flood zones and flood insurance estimates for Wadsworth.
Seismic risk and earthquake insurance estimates for Wadsworth.
Wildfire exposure and insurance estimates for Wadsworth.
As of today, the 30-year fixed mortgage rate for Wadsworth is approximately 6.907% (6.913% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WadsworthThe median home value in Wadsworth is $352k. The median monthly rent is $1,492. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wadsworth have increased 16.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,812/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $78k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wadsworth is $126k/year.
Calculate your buying powerThe largest employment sectors in Wadsworth are public administration (42%) and transportation (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.