SafeRate
30-year fixed6.400%
15-year fixed6.400%

Free & Secure: We don't store your raw property address. Rates are sourced from SafeRate's pricing engine (refreshed May 7, 2026) and are representative of a $500k home, 20% down, exceptional credit, single-family residence.

My Mortgage Rate Tracker

Get a daily price on your exact scenario: address, loan size, down payment, term. You get an email only when it moves. 100% free.

1

Enter your scenario

Provide the details of the home you're considering.

2

We price it daily

Our pricing engine checks the market every day for your exact inputs.

3

Email alerts

We notify you when rates move meaningfully. Unsubscribe anytime.

Build your own tracker

We use your location to look up property taxes, insurance baselines, and utility costs for the area. We don't store raw addresses.

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Give this scenario a nickname to tell it apart from others.

Compare up to 5 scenarios side by side

Easily compare terms, down payments, loan types, or occupancy scenarios.

We'll email you when the rate for your tracker moves. Only for that. Unsubscribe anytime.

Frequently Asked Questions

Is this really free?

Yes, completely free. We don't ask for your credit card or sell your data.

How often do rates update?

Our pricing engine refreshes daily, capturing the latest market movements.

What data do you store?

We store your email (if provided) to send alerts, and the loan metrics needed to track your scenario. We do not store your raw property address.

How is this different from a rate alert on Bankrate?

Generic alerts give you a broad market average. We price your exact scenario down to the property area, loan size, and down payment, giving you a significantly more accurate rate.