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Current Free Rate
What is the Free Rate?
Also called the par rate, the Free Rate is the interest rate you qualify for with no upfront cost. No discount points, no fees to buy it down.
Lenders often advertise lower rates, but those rates typically require paying 1 to 3 percent of the loan upfront in points. The Free Rate is what you actually get for free.
6.561%
APR 6.660%
Estimated interest rate provided by Safe Rate Mortgage. Priced Jun 8, 2026.
Monthly cost to own
Estimated interest rates are provided by Safe Rate Mortgage, NMLS #1590949, where we have access to historical data.
Loan details
Monthly payment breakdown
Total
$2,869