Safe Rate Rankings
Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | VERIDIAN CREDIT UNIONCredit Union | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $379Fees | 0.212%Below | 2,150 | |
2 | U.S. Bank National AssociationBank | Exceptional | Exceptional | Exceptional | Strong | Strong | $965Fees | 0.210%Above | 838 | |
3 | Northwest BankBank | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,074Fees | 0.073%Above | 900 | |
4 | Bankers Trust CompanyBank | Exceptional | Exceptional | Strong | Strong | Strong | $440Fees | 0.296%Below | 121 | |
5 | GREENSTATE Credit UnionCredit Union | Exceptional | Strong | Strong | Sound | Exceptional | $497Fees | 0.256%Below | 4,661 | |
6 | Bank IowaBank | Strong | Sound | — | Strong | Strong | $1,407Fees | 0.124%Above | 240 | |
7 | Farm Credit Mid-America, ACAIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Strong | $5,247Fees | 0.607%Above | 138 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.