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A + Mortgage Services

Independent Mortgage Company•Muskego, WIHQ•Direct•Reviews near you on Google

We analyzed every closed loan from A + Mortgage Services — 488 loans across 532 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Regional · 4 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Strong pull through performance
  • Particularly strong in Conventional and VA loans

Explore another lender or local market

Report Card

A + Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+29.9 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
447 loans · 0.33% above market
Strong
Top 40% of lenders
4/5
FHA
11 loans · 0.38% above market
Sound
Top 60% of lenders
3/5
VA
26 loans · 0.29% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
439 loans · 0.30% above market
Strong
Top 40% of lenders
4/5
Refinance
49 loans
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Regional · 5 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume447
Mix91.6%
Spread
+0.333%Above
Fees
$1,332Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing—
Pull Through—
Volume11
Mix2.3%
Spread
+0.380%Above
Fees
$1,806Fees
VA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through
Exceptional
Volume26
Mix5.3%
Spread
-0.289%Below
Fees
$1,171Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume439
Mix90.0%
Spread
+0.299%Above
Fees
$1,389Fees
Refinance
Overall
Strong
Product
Sound
Pricing—
Pull Through
Strong
Volume49
Mix10.0%
Spread—
Fees—

At a Glance

Lender Overview

Lending Activity
Loans Originated
488
Applications
532
Volume
$169 million
Pricing & Closing
Avg Rate Spread
+0.299%
vs. market APOR
Avg Net Fees
$1,389
Origination − Credits
Pullthrough Rate
91.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$346,496
Avg Borrower Income
$171,549
Avg Property Value
$459,016

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
3
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

3Full-year 2024 · HMDA
3 states with loan originations
Loans originated
All statesNone
Midwest1
WI
South2
FLNC

Top Metro Areas by Place Specialization Score

1© Steve · CC BY-SA 2.0
Milwaukee, WIMetro
Volume 373Mix 76.43% of portfolio
89/100
Exceptional
2© pasa47 · CC BY 2.0
Racine, WIMetro
Volume 24Mix 4.92% of portfolio
58/100
Sound
Volume 12Mix 2.46% of portfolio
47/100
Sound
Volume 11Mix 2.25% of portfolio
43/100
Sound

Top States by Place Specialization Score

Wisconsin
Wisconsin
1
WisconsinState
Volume 480Mix 98.36% of portfolio
85/100
Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.