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A + Mortgage Services

Independent Mortgage CompanyMuskego, WIHQDirectReviews near you on Google

We analyzed every closed loan from A + Mortgage Services 488 loans across 532 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Regional · 4 mkts
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Strong pull through performance
  • Particularly strong in Conventional and VA loans

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Report Card

A + Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+29.9 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Sound
Top 60% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 5 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume447
Mix91.6%
Spread
+0.333%Above
Fees
$1,332Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume11
Mix2.3%
Spread
+0.380%Above
Fees
$1,806Fees
VA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Exceptional
Volume26
Mix5.3%
Spread
-0.289%Below
Fees
$1,171Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume439
Mix90.0%
Spread
+0.299%Above
Fees
$1,389Fees
Refinance
Overall
Strong
Product
Sound
Pricing
Pull Through
Strong
Volume49
Mix10.0%
Spread
Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
488
Applications
532
Volume
$169 million
Pricing & Closing
Avg Rate Spread
+0.299%
vs. market APOR
Avg Net Fees
$1,389
Origination − Credits
Pullthrough Rate
91.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$346,496
Avg Borrower Income
$171,549
Avg Property Value
$459,016

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
3
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

3
3 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest1
WI
South2
FLNC

Top Metro Areas by Place Specialization Score

1© Steve · CC BY-SA 2.0
Milwaukee, WIMetro
Volume 373Mix 76.43% of portfolio
89/100
Exceptional
2© pasa47 · CC BY 2.0
Racine, WIMetro
Volume 24Mix 4.92% of portfolio
58/100
Sound
Volume 12Mix 2.46% of portfolio
47/100
Sound
Volume 11Mix 2.25% of portfolio
43/100
Sound

Top States by Place Specialization Score

Wisconsin
Wisconsin
1
WisconsinState
Volume 480Mix 98.36% of portfolio
85/100
Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.