A

A & N Mortgage Services, Inc.

Independent Mortgage CompanySPRINGFIELD, ILDirect to Consumer

We analyzed every closed loan from A N Mortgage Services 1.3k loans across 1k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Strong
closing strength
Products
Strong
FHA · Conventional · VA · Jumbo
Place
Strong
Multi-Region · 6 mkts
Safe Rate AwardsConventional SuperstarFHA SuperstarPurchase SuperstarRefinance Superstar

Shopping for a Mortgage?

Save A N Mortgage Services or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and Jumbo loans

Explore another lender or local market

Report Card

A & N Mortgage Services, Inc. performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
+34.3 bps above market avg
Pull Through
Closing strength
Strong
Highly Competitive
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Highly Competitive
Top 40% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Sound
Industry Standard
Top 60% of lenders
Jumbo
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Multi-Regional7 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Strong
Strong
Sound
Strong
1,23593.5%
+0.331%Above
$1,622Fees
FHA Loans
Strong
Strong
Sound
Exceptional
564.2%
+0.567%Above
$1,247Fees
VA Loans
Sound
Sound
171.3%
-0.057%Below
$2,465Fees
Jumbo Loans
Strong
Strong
131.0%
+0.245%Above
$2,131Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Strong
Strong
Sound
Strong
1,14886.9%
+0.379%Above
$1,803Fees
Refinance
Strong
Strong
Strong
Exceptional
17313.1%
+0.135%Above
$496Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,321
Applications
1,321
Volume
$478 million
Pricing & Closing
Avg Rate Spread
+0.343%
vs. market APOR
Avg Net Fees
$1,610
Origination − Credits
Pullthrough Rate
100.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$361,964
Avg Borrower Income
$168,883
Avg Property Value
$477,521

Geographic Coverage

Geographic Performance

Metro Areas
6
States Served
17
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

ALAZCACOFLIAILINMIMNMOMTNCOHTNTXWI

Top Metro Areas by Place Specialization Score

1
Chicago, ILMSA
Volume: 1,027Mix: 77.74%of portfolio
Place
Exceptional
2
Lake County, IL, ILMSA
Volume: 54Mix: 4.09%of portfolio
Place
Strong
3
Elgin, IL, ILMSA
Volume: 32Mix: 2.42%of portfolio
Place
Sound
4
Champaign, ILMSA
Volume: 19Mix: 1.44%of portfolio
Place
Sound
5
Milwaukee, WIMSA
Volume: 27Mix: 2.04%of portfolio
Place
Sound
6
Lake County, INMSA
Volume: 12Mix: 0.91%of portfolio
Place
Sound

Top States by Place Specialization Score

1
ILState
Volume: 1,149Mix: 86.98%of portfolio
Place
Exceptional
2
WIState
Volume: 46Mix: 3.48%of portfolio
Place
Sound
3
INState
Volume: 27Mix: 2.04%of portfolio
Place
Sound
4
MIState
Volume: 26Mix: 1.97%of portfolio
Place
Sound
5
OHState
Volume: 14Mix: 1.06%of portfolio
Place
Acceptable
6
FLState
Volume: 17Mix: 1.29%of portfolio
Place
Acceptable

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of A & N Mortgage Services, Inc.?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.