What loan types does AAA CAPITAL INVESTMENT, INC. offer?

AAA CAPITAL INVESTMENT, INC. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does AAA CAPITAL INVESTMENT, INC. offer mortgages?

AAA CAPITAL INVESTMENT, INC. offers mortgages in 27 states: AZ, CA, CO, FL, GA, HI, IL, IN, KS, MD, MI, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV.

How competitive are AAA CAPITAL INVESTMENT, INC.'s mortgage rates?

AAA CAPITAL INVESTMENT, INC. has an overall pricing score of 28.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is AAA CAPITAL INVESTMENT, INC.?

AAA CAPITAL INVESTMENT, INC. is a Independent Mortgage Company headquartered in ALHAMBRA, CA.

Unclaimed

Aaa Capital Investment, Inc.

Independent Mortgage Company•ALHAMBRA, CA•Direct to Consumer

We analyzed every closed loan from Aaa Capital Investment — 1.2k loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Acceptable

vs. all lenders

Pull Through

Strong

closing strength

Products

Strong

Conventional · Jumbo

Place

Sound

Near-National · 19 mkts

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Safe Rate's Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Aaa Capital Investment, Inc. performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Acceptable	Near industry average +37.9 bps above market avg
Pull Through Closing strength	Strong	Highly Competitive Top 40% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
Jumbo	Strong	Highly Competitive Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Sound	Industry Standard Top 60% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Near-National20 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Sound	1,092	92.7%	+0.368%Above	$2,944Fees
Jumbo Loans	Sound	Strong	Mediocre	Strong	74	6.3%	+0.685%Above	$2,122Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Acceptable	Sound	1,021	86.7%	+0.405%Above	$3,214Fees
Refinance	Sound	Sound	Sound	Strong	157	13.3%	+0.191%Above	$729Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,178

Applications

1,600

Volume

$653 million

Pricing & Closing

Avg Rate Spread

+0.379%

vs. market APOR

Avg Net Fees

$2,906

Origination − Credits

Pullthrough Rate

73.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$554,329

Avg Borrower Income

$268,809

Avg Property Value

$902,075

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

AZCACOFLGAHIILINKSMDMINCNENJNMNVOHOKORPASCTNTXUTVAWAWV

Top Metro Areas by Place Specialization Score

Los Angeles, CAMSA

Volume: 348Mix: 29.54%of portfolio

Place

Exceptional

Riverside, CAMSA

Volume: 173Mix: 14.69%of portfolio

Place

Strong

Anaheim, CAMSA

Volume: 102Mix: 8.66%of portfolio

Place

Strong

Las Vegas, NVMSA

Volume: 43Mix: 3.65%of portfolio

Place

Sound

Dallas, TXMSA

Volume: 49Mix: 4.16%of portfolio

Place

Sound

Atlanta, GAMSA

Volume: 37Mix: 3.14%of portfolio

Place

Sound

San Francisco, CAMSA

Volume: 19Mix: 1.61%of portfolio

Place

Sound

Savannah, GA, GAMSA

Volume: 16Mix: 1.36%of portfolio

Place

Sound

Oakland, CAMSA

Volume: 21Mix: 1.78%of portfolio

Place

Sound

San Diego, CAMSA

Volume: 21Mix: 1.78%of portfolio

Place

Sound

Showing 10 of 19 metro areas

Top States by Place Specialization Score

CAState

Volume: 749Mix: 63.58%of portfolio

Place

Strong

NVState

Volume: 45Mix: 3.82%of portfolio

Place

Sound

GAState

Volume: 63Mix: 5.35%of portfolio

Place

Sound

TXState

Volume: 93Mix: 7.89%of portfolio

Place

Sound

ILState

Volume: 25Mix: 2.12%of portfolio

Place

Sound

MDState

Volume: 20Mix: 1.70%of portfolio

Place

Sound

WAState

Volume: 19Mix: 1.61%of portfolio

Place

Sound

FLState

Volume: 33Mix: 2.80%of portfolio

Place

Sound

COState

Volume: 18Mix: 1.53%of portfolio

Place

Sound

VAState

Volume: 18Mix: 1.53%of portfolio

Place

Sound

Showing 10 of 12 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.