What loan types does Absolute Home Mortgage Corporation offer?

Absolute Home Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Absolute Home Mortgage Corporation offer mortgages?

Absolute Home Mortgage Corporation offers mortgages in 24 states: AL, AZ, CA, CO, DE, FL, GA, IL, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, SC, TN, TX, VA, VT, WV.

How competitive are Absolute Home Mortgage Corporation's mortgage rates?

Absolute Home Mortgage Corporation has an overall pricing score of 19.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Absolute Home Mortgage Corporation?

Absolute Home Mortgage Corporation is a Independent Mortgage Company headquartered in Fairfield, NJ.

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Absolute Home Mortgage Corporation

Independent Mortgage Company•Fairfield, NJHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Absolute Home Mortgage Corporation — 2.9k loans across 4k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

Multi-Region · 29 mkts

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA loans

Things to Think About

Rates typically 55 basis points above market average

Explore another lender or local market

Report Card

Absolute Home Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+54.5 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 30 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Sound	1,762	61.1%	+0.425%Above	$3,415Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	981	34.0%	+0.773%Above	$3,933Fees
VA Loans	Sound	Strong	Mediocre	Strong	104	3.6%	+0.125%Above	$4,435Fees
Jumbo Loans	Acceptable	Sound	—	Acceptable	14	0.5%	+0.105%Above	$1,634Fees
USDA Loans	Sound	Sound	—	Acceptable	21	0.7%	+0.768%Above	$3,039Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume1,762

Mix61.1%

Spread

+0.425%Above

Fees

$3,415Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume981

Mix34.0%

Spread

+0.773%Above

Fees

$3,933Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume104

Mix3.6%

Spread

+0.125%Above

Fees

$4,435Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume14

Mix0.5%

Spread

+0.105%Above

Fees

$1,634Fees

USDA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Acceptable

Volume21

Mix0.7%

Spread

+0.768%Above

Fees

$3,039Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Acceptable	Strong	2,635	91.4%	+0.555%Above	$3,614Fees
Refinance	Sound	Strong	Mediocre	Sound	247	8.6%	+0.426%Above	$3,697Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume2,635

Mix91.4%

Spread

+0.555%Above

Fees

$3,614Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume247

Mix8.6%

Spread

+0.426%Above

Fees

$3,697Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,882

Applications

4,132

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.545%

vs. market APOR

Avg Net Fees

$3,620

Origination − Credits

Pullthrough Rate

69.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$353,845

Avg Borrower Income

$136,865

Avg Property Value

$435,163

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast7

MEMANHNJNYPAVT

Midwest3

ILMIOH

South11

ALDEFLGAMDNCSCTNTXVAWV

West3

AZCACO

Top Metro Areas by Place Specialization Score

1© Gamezilla2019 · CC BY 4.0

Newark, NJMetro

Volume 364Mix 12.63% of portfolio

89/100

Exceptional

2© Gary Miotla · CC BY 3.0

Camden, NJMetro

Volume 415Mix 14.40% of portfolio

89/100

Exceptional

3© Mr. Matté · CC BY-SA 4.0

Lakewood, NJMetro

Volume 399Mix 13.84% of portfolio

87/100

Exceptional

4© Don Ramey Logan · CC BY 4.0

West Palm Beach, FLMetro

Volume 144Mix 5.00% of portfolio

74/100

Strong

New York, NY-NJMetro

Volume 244Mix 8.47% of portfolio

74/100

Strong

Trenton, NJMetro

Volume 52Mix 1.80% of portfolio

72/100

Strong

Allentown, PA-NJMetro

Volume 84Mix 2.91% of portfolio

72/100

Strong

Philadelphia, PAMetro

Volume 113Mix 3.92% of portfolio

71/100

Strong

Scranton, PAMetro

Volume 51Mix 1.77% of portfolio

65/100

Strong

Wilmington, DEMetro

Volume 64Mix 2.22% of portfolio

63/100

Strong

Showing 10 of 29 metro areas

Top States by Place Specialization Score

New JerseyState

Volume 1,540Mix 53.44% of portfolio

95/100

Exceptional

PennsylvaniaState

Volume 301Mix 10.44% of portfolio

72/100

Strong

FloridaState

Volume 471Mix 16.34% of portfolio

71/100

Strong

New YorkState

Volume 233Mix 8.08% of portfolio

69/100

Strong

DelawareState

Volume 73Mix 2.53% of portfolio

63/100

Strong

OhioState

Volume 58Mix 2.01% of portfolio

52/100

Sound

South CarolinaState

Volume 43Mix 1.49% of portfolio

52/100

Sound

TennesseeState

Volume 44Mix 1.53% of portfolio

51/100

Sound

North CarolinaState

Volume 33Mix 1.15% of portfolio

45/100

Sound

GeorgiaState

Volume 23Mix 0.80% of portfolio

43/100

Sound

Showing 10 of 11 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.