What loan types does Alameda Mortgage Corporation offer?

Alameda Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does Alameda Mortgage Corporation offer mortgages?

Alameda Mortgage Corporation offers mortgages in 29 states: AL, AZ, CA, CO, FL, GA, HI, ID, IL, IN, MD, MN, MO, MT, NC, ND, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI.

How competitive are Alameda Mortgage Corporation's mortgage rates?

Alameda Mortgage Corporation has an overall pricing score of 15.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Alameda Mortgage Corporation?

Alameda Mortgage Corporation is a Independent Mortgage Company headquartered in Petaluma, CA.

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Alameda Mortgage Corporation

Independent Mortgage Company•Petaluma, CAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Alameda Mortgage Corporation — 2.4k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo

Place

Sound

3/5

Near-National · 33 mkts

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Rates typically 53 basis points above market average
Higher than average fees ($4,165)

Explore another lender or local market

Report Card

Alameda Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+53.1 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 34 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Mediocre	Strong	1,585	64.7%	+0.508%Above	$4,084Fees
FHA Loans	Strong	Exceptional	Mediocre	Exceptional	698	28.5%	+0.735%Above	$4,312Fees
VA Loans	Sound	Strong	Mediocre	Exceptional	125	5.1%	-0.041%Below	$4,996Fees
Jumbo Loans	Sound	Strong	Acceptable	Sound	37	1.5%	+0.288%Above	$2,782Fees

Conventional

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume1,585

Mix64.7%

Spread

+0.508%Above

Fees

$4,084Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Mediocre

Pull Through

Exceptional

Volume698

Mix28.5%

Spread

+0.735%Above

Fees

$4,312Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Exceptional

Volume125

Mix5.1%

Spread

-0.041%Below

Fees

$4,996Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume37

Mix1.5%

Spread

+0.288%Above

Fees

$2,782Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	2,229	91.0%	+0.545%Above	$4,184Fees
Refinance	Sound	Strong	Mediocre	Sound	220	9.0%	+0.405%Above	$4,002Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume2,229

Mix91.0%

Spread

+0.545%Above

Fees

$4,184Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume220

Mix9.0%

Spread

+0.405%Above

Fees

$4,002Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,449

Applications

3,434

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.531%

vs. market APOR

Avg Net Fees

$4,165

Origination − Credits

Pullthrough Rate

71.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$414,784

Avg Borrower Income

$157,857

Avg Property Value

$539,826

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast2

NJPA

Midwest7

ILINMNMONDOHWI

South10

ALFLGAMDNCOKSCTNTXVA

West10

AZCACOHIIDMTNVORUTWA

Top Metro Areas by Place Specialization Score

1© David Prasad from Fresno, CA., United States · CC BY-SA 2.0

Hanford, CAMetro

Volume 158Mix 6.45% of portfolio

100/100

Exceptional

2© Ken Lund from Reno, Nevada, USA · CC BY-SA 2.0

Fresno, CAMetro

Volume 654Mix 26.70% of portfolio

99/100

Exceptional

3© Original uploader was VisalianNsf at en.wikipedia · CC BY-SA 3.0

Visalia, CAMetro

Volume 207Mix 8.45% of portfolio

88/100

Exceptional

4© James Pressley · CC BY-SA 3.0

Chattanooga, TN, TN-GAMetro

Volume 141Mix 5.76% of portfolio

81/100

Exceptional

5© Dicklyon · CC BY-SA 4.0

Napa, CAMetro

Volume 29Mix 1.18% of portfolio

74/100

Strong

Sacramento, CAMetro

Volume 170Mix 6.94% of portfolio

72/100

Strong

Salt Lake City, UTMetro

Volume 113Mix 4.61% of portfolio

70/100

Strong

Oakland, CAMetro

Volume 93Mix 3.80% of portfolio

68/100

Strong

Kahului, HIMetro

Volume 23Mix 0.94% of portfolio

64/100

Strong

Oxnard, CAMetro

Volume 46Mix 1.88% of portfolio

63/100

Strong

Showing 10 of 33 metro areas

Top States by Place Specialization Score

CaliforniaState

Volume 1,702Mix 69.50% of portfolio

84/100

Exceptional

TennesseeState

Volume 193Mix 7.88% of portfolio

69/100

Strong

UtahState

Volume 138Mix 5.63% of portfolio

66/100

Strong

NevadaState

Volume 48Mix 1.96% of portfolio

56/100

Sound

ArizonaState

Volume 68Mix 2.78% of portfolio

56/100

Sound

HawaiiState

Volume 32Mix 1.31% of portfolio

56/100

Sound

GeorgiaState

Volume 66Mix 2.69% of portfolio

54/100

Sound

ColoradoState

Volume 56Mix 2.29% of portfolio

54/100

Sound

IllinoisState

Volume 27Mix 1.10% of portfolio

45/100

Sound

MinnesotaState

Volume 20Mix 0.82% of portfolio

44/100

Sound

Showing 10 of 13 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.