What loan types does All Credit Considered Mortgage offer?

All Credit Considered Mortgage offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does All Credit Considered Mortgage offer mortgages?

All Credit Considered Mortgage offers mortgages in 30 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, MD, MI, MN, MS, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA.

How competitive are All Credit Considered Mortgage's mortgage rates?

All Credit Considered Mortgage has an overall pricing score of 1.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is All Credit Considered Mortgage?

All Credit Considered Mortgage is a Independent Mortgage Company headquartered in ROCKVILLE, MD.

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All Credit Considered Mortgage

Independent Mortgage Company•Rockville, MDHQ•Wholesale•Reviews near you on Google

We analyzed every closed loan from All Credit Considered Mortgage — 976 loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Sound

3/5

Near-National · 29 mkts

Summary

What They Do Well

Nationwide availability with consistent service

Things to Think About

Rates typically 136 basis points above market average
Higher than average fees ($7,136)
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

All Credit Considered Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+136.2 bps above market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 30 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Acceptable	916	93.9%	+1.380%Above	$7,120Fees
Jumbo Loans	Sound	Strong	—	Sound	60	6.1%	+0.339%Above	$8,049Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume916

Mix93.9%

Spread

+1.380%Above

Fees

$7,120Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing—

Pull Through

Sound

Volume60

Mix6.1%

Spread

+0.339%Above

Fees

$8,049Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Acceptable	822	84.2%	+1.334%Above	$7,424Fees
Refinance	Acceptable	Sound	Mediocre	Acceptable	154	15.8%	+1.425%Above	$6,488Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume822

Mix84.2%

Spread

+1.334%Above

Fees

$7,424Fees

Refinance

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume154

Mix15.8%

Spread

+1.425%Above

Fees

$6,488Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

976

Applications

1,895

Volume

$404 million

Pricing & Closing

Avg Rate Spread

+1.362%

vs. market APOR

Avg Net Fees

$7,136

Origination − Credits

Pullthrough Rate

51.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$414,139

Avg Borrower Income

$289,316

Avg Property Value

$567,326

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast3

CTNJPA

Midwest5

ILINMIMNOH

South14

ALARDEFLGAKYMDMSNCOKSCTNTXVA

West8

AZCACOIDNVORUTWA

Top Metro Areas by Place Specialization Score

1© David Daniel Turner · CC BY 4.0

Houston, TXMetro

Volume 71Mix 7.27% of portfolio

60/100

Sound

2© Ad Meskens · CC BY-SA 3.0

Washington, DC, DC-MDMetro

Volume 31Mix 3.18% of portfolio

57/100

Sound

3© Eric Polk · CC BY-SA 4.0

Los Angeles, CAMetro

Volume 44Mix 4.51% of portfolio

56/100

Sound

4© Andrew Parlette from Elkridge,MD, US · CC BY 2.0

Baltimore, MDMetro

Volume 35Mix 3.59% of portfolio

54/100

Sound

5© Billy Hathorn · CC BY-SA 3.0

Arlington, VA-WVMetro

Volume 35Mix 3.59% of portfolio

54/100

Sound

6© Gamezilla2019 · CC BY 4.0

Newark, NJMetro

Volume 26Mix 2.66% of portfolio

53/100

Sound

Riverside, CAMetro

Volume 30Mix 3.07% of portfolio

51/100

Sound

Orlando, FLMetro

Volume 27Mix 2.77% of portfolio

51/100

Sound

Charlotte, NC-SCMetro

Volume 26Mix 2.66% of portfolio

50/100

Sound

Dallas, TXMetro

Volume 25Mix 2.56% of portfolio

48/100

Sound

Showing 10 of 29 metro areas

Top States by Place Specialization Score

New JerseyState

Volume 87Mix 8.91% of portfolio

63/100

Strong

CaliforniaState

Volume 163Mix 16.70% of portfolio

62/100

Strong

MarylandState

Volume 83Mix 8.50% of portfolio

62/100

Strong

TexasState

Volume 143Mix 14.65% of portfolio

61/100

Strong

FloridaState

Volume 112Mix 11.48% of portfolio

58/100

Sound

VirginiaState

Volume 49Mix 5.02% of portfolio

55/100

Sound

North CarolinaState

Volume 50Mix 5.12% of portfolio

52/100

Sound

ArizonaState

Volume 32Mix 3.28% of portfolio

49/100

Sound

GeorgiaState

Volume 31Mix 3.18% of portfolio

48/100

Sound

ColoradoState

Volume 24Mix 2.46% of portfolio

46/100

Sound

Showing 10 of 19 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.