What loan types does ALL CREDIT CONSIDERED MORTGAGE, INC. offer?

ALL CREDIT CONSIDERED MORTGAGE, INC. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does ALL CREDIT CONSIDERED MORTGAGE, INC. offer mortgages?

ALL CREDIT CONSIDERED MORTGAGE, INC. offers mortgages in 30 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, MD, MI, MN, MS, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA.

How competitive are ALL CREDIT CONSIDERED MORTGAGE, INC.'s mortgage rates?

ALL CREDIT CONSIDERED MORTGAGE, INC. has an overall pricing score of 1.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is ALL CREDIT CONSIDERED MORTGAGE, INC.?

ALL CREDIT CONSIDERED MORTGAGE, INC. is a Independent Mortgage Company headquartered in ROCKVILLE, MD.

Unclaimed

All Credit Considered Mortgage, Inc.

Independent Mortgage Company•ROCKVILLE, MD•Direct to Consumer

We analyzed every closed loan from All Credit Considered Mortgage — 976 loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Mediocre

vs. all lenders

Pull Through

Acceptable

closing strength

Products

Strong

Conventional · Jumbo

Place

Sound

Near-National · 29 mkts

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Safe Rate's Summary

What They Do Well

Nationwide availability with consistent service

Things to Think About

Rates typically 136 basis points above market average
Higher than average fees ($7,136)
Pull through efficiency is below industry average

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Report Card

All Credit Considered Mortgage, Inc. performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Mediocre	Below peers +136.2 bps above market avg
Pull Through Closing strength	Acceptable	Near industry average Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional	Sound	Industry Standard Top 60% of lenders
Jumbo	Strong	Highly Competitive Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Sound	Industry Standard Top 60% of lenders
Refinance	Sound	Industry Standard Top 60% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Near-National30 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Acceptable	916	93.9%	+1.380%Above	$7,120Fees
Jumbo Loans	Sound	Strong	—	Sound	60	6.1%	+0.339%Above	$8,049Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Acceptable	822	84.2%	+1.334%Above	$7,424Fees
Refinance	Acceptable	Sound	Mediocre	Acceptable	154	15.8%	+1.425%Above	$6,488Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

976

Applications

1,895

Volume

$404 million

Pricing & Closing

Avg Rate Spread

+1.362%

vs. market APOR

Avg Net Fees

$7,136

Origination − Credits

Pullthrough Rate

51.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$414,139

Avg Borrower Income

$289,316

Avg Property Value

$567,326

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

ALARAZCACOCTDEFLGAIDILINKYMDMIMNMSNCNJNVOHOKORPASCTNTXUTVAWA

Top Metro Areas by Place Specialization Score

Houston, TXMSA

Volume: 71Mix: 7.27%of portfolio

Place

Sound

Washington, DC, DC-MDMSA

Volume: 31Mix: 3.18%of portfolio

Place

Sound

Los Angeles, CAMSA

Volume: 44Mix: 4.51%of portfolio

Place

Sound

Baltimore, MDMSA

Volume: 35Mix: 3.59%of portfolio

Place

Sound

Arlington, VA-WVMSA

Volume: 35Mix: 3.59%of portfolio

Place

Sound

Newark, NJ, NJMSA

Volume: 26Mix: 2.66%of portfolio

Place

Sound

Riverside, CAMSA

Volume: 30Mix: 3.07%of portfolio

Place

Sound

Orlando, FLMSA

Volume: 27Mix: 2.77%of portfolio

Place

Sound

Charlotte, NC-SCMSA

Volume: 26Mix: 2.66%of portfolio

Place

Sound

Dallas, TXMSA

Volume: 25Mix: 2.56%of portfolio

Place

Sound

Showing 10 of 29 metro areas

Top States by Place Specialization Score

NJState

Volume: 87Mix: 8.91%of portfolio

Place

Strong

CAState

Volume: 163Mix: 16.70%of portfolio

Place

Strong

MDState

Volume: 83Mix: 8.50%of portfolio

Place

Strong

TXState

Volume: 143Mix: 14.65%of portfolio

Place

Strong

FLState

Volume: 112Mix: 11.48%of portfolio

Place

Sound

VAState

Volume: 49Mix: 5.02%of portfolio

Place

Sound

NCState

Volume: 50Mix: 5.12%of portfolio

Place

Sound

AZState

Volume: 32Mix: 3.28%of portfolio

Place

Sound

GAState

Volume: 31Mix: 3.18%of portfolio

Place

Sound

COState

Volume: 24Mix: 2.46%of portfolio

Place

Sound

Showing 10 of 19 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.