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AMERANT MORTGAGE, LLC
Independent Mortgage Company|Coral Gables, FL|Near-National
Loans Originated
916
Applications
1,223
Volume
$425 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Strong
Safe Rate Awards⭐FHA Superstar⭐VA Superstar⭐Jumbo Superstar⭐Refinance Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.263%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,676
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
74.9%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
- Nationwide availability with consistent service
Report Card
AMERANT MORTGAGE, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Jumbo | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Sound | Near-National · 21 metro areas · 26 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$463,974
Average Borrower Income
$202,721
Average Property Value
$645,240
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Sound | Sound | 667 | 72.8% | +0.290% | $1,582 |
FHA Loans | Strong | Strong | Strong | Strong | 141 | 15.4% | +0.294% | $2,399 |
VA Loans | Strong | Strong | Strong | Strong | 45 | 4.9% | -0.331% | $1,359 |
Jumbo Loans | Strong | Strong | Sound | Strong | 61 | 6.7% | +0.285% | $944 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | Sound | Sound | 739 | 80.7% | +0.278% | $1,802 |
Refinance | Strong | Strong | Sound | Strong | 177 | 19.3% | +0.204% | $1,181 |
Geographic Coverage
Metro Areas
20
States Served
26
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AKAZCACOCTFLGAILINKYMAMDMEMOMTNCNHNJPARISCTNTXVAVTWI
Top Metro Areas by Place Specialization Score
1
Cambridge, MAMSA
Volume: 126Mix: 13.76%
Place Specialization
Strong
2
Providence, RI-MAMSA
Volume: 82Mix: 8.95%
Place Specialization
Strong
3
Worcester, MA, MAMSA
Volume: 44Mix: 4.80%
Place Specialization
Strong
4
Rockingham County, NHMSA
Volume: 41Mix: 4.48%
Place Specialization
Strong
5
St. Louis, MO, MO-ILMSA
Volume: 66Mix: 7.21%
Place Specialization
Strong
6
Boston, MA, MAMSA
Volume: 53Mix: 5.79%
Place Specialization
Strong
7
Manchester, NHMSA
Volume: 31Mix: 3.38%
Place Specialization
Strong
8
Orlando, FLMSA
Volume: 40Mix: 4.37%
Place Specialization
Sound
9
Miami, FLMSA
Volume: 35Mix: 3.82%
Place Specialization
Sound
10
Burlington, VTMSA
Volume: 26Mix: 2.84%
Place Specialization
Sound
Showing 10 of 20 metro areas
Top States by Place Specialization Score
1
MAState
Volume: 317Mix: 34.61%
Place Specialization
Strong
2
NHState
Volume: 91Mix: 9.93%
Place Specialization
Strong
3
FLState
Volume: 197Mix: 21.51%
Place Specialization
Strong
4
MOState
Volume: 66Mix: 7.21%
Place Specialization
Sound
5
VTState
Volume: 32Mix: 3.49%
Place Specialization
Sound
6
CTState
Volume: 35Mix: 3.82%
Place Specialization
Sound
7
MEState
Volume: 29Mix: 3.17%
Place Specialization
Sound
8
AZState
Volume: 33Mix: 3.60%
Place Specialization
Sound
9
PAState
Volume: 24Mix: 2.62%
Place Specialization
Sound
10
COState
Volume: 20Mix: 2.18%
Place Specialization
Sound
Showing 10 of 13 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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