Amerant Mortgage
We analyzed every closed loan from Amerant Mortgage — 916 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
Near-National · 20 mkts
Awards
FHA
Superstar
VA
Superstar
Jumbo
Superstar
Refinance
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Amerant Mortgage performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+26.3 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Near-National · 21 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 667 | 72.8% | +0.290%Above | $1,582Fees | ||||
FHA Loans | 141 | 15.4% | +0.294%Above | $2,399Fees | ||||
VA Loans | 45 | 4.9% | -0.331%Below | $1,359Fees | ||||
Jumbo Loans | 61 | 6.7% | +0.285%Above | $944Fees |
Conventional
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume667
Mix72.8%
Spread
+0.290%Above
Fees
$1,582Fees
FHA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume141
Mix15.4%
Spread
+0.294%Above
Fees
$2,399Fees
VA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume45
Mix4.9%
Spread
-0.331%Below
Fees
$1,359Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume61
Mix6.7%
Spread
+0.285%Above
Fees
$944Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 739 | 80.7% | +0.278%Above | $1,802Fees | ||||
Refinance | 177 | 19.3% | +0.204%Above | $1,181Fees |
Purchase
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume739
Mix80.7%
Spread
+0.278%Above
Fees
$1,802Fees
Refinance
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume177
Mix19.3%
Spread
+0.204%Above
Fees
$1,181Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
916
Applications
1,223
Volume
$425 million
Pricing & Closing
Avg Rate Spread
+0.263%
vs. market APOR
Avg Net Fees
$1,676
Origination − Credits
Pullthrough Rate
74.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$463,974
Avg Borrower Income
$202,721
Avg Property Value
$645,240
Geographic Coverage
Geographic Performance
Metro Areas
20
markets with activity
States Served
26
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
26Northeast8
CTMEMANHNJPARIVT
Midwest4
ILINMOWI
South9
FLGAKYMDNCSCTNTXVA
West5
AKAZCACOMT
Top Metro Areas by Place Specialization Score
Volume 126Mix 13.76% of portfolio
72/100
Strong
Volume 82Mix 8.95% of portfolio
70/100
Strong
Volume 44Mix 4.80% of portfolio
66/100
Strong
Volume 41Mix 4.48% of portfolio
64/100
Strong
Volume 66Mix 7.21% of portfolio
63/100
Strong
Volume 53Mix 5.79% of portfolio
62/100
Strong
Volume 31Mix 3.38% of portfolio
61/100
Strong
Volume 40Mix 4.37% of portfolio
56/100
Sound
Volume 35Mix 3.82% of portfolio
55/100
Sound
Volume 26Mix 2.84% of portfolio
55/100
SoundShowing 10 of 20 metro areas
Top States by Place Specialization Score
1
MassachusettsState
Volume 317Mix 34.61% of portfolio
77/100
Strong2
New HampshireState
Volume 91Mix 9.93% of portfolio
70/100
Strong3
FloridaState
Volume 197Mix 21.51% of portfolio
65/100
Strong4
MissouriState
Volume 66Mix 7.21% of portfolio
57/100
Sound5
VermontState
Volume 32Mix 3.49% of portfolio
56/100
Sound6
ConnecticutState
Volume 35Mix 3.82% of portfolio
53/100
Sound7
MaineState
Volume 29Mix 3.17% of portfolio
53/100
Sound8
ArizonaState
Volume 33Mix 3.60% of portfolio
50/100
Sound9
PennsylvaniaState
Volume 24Mix 2.62% of portfolio
45/100
Sound10
ColoradoState
Volume 20Mix 2.18% of portfolio
45/100
SoundShowing 10 of 13 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.