What loan types does American Federal Mortgage Corporation offer?

American Federal Mortgage Corporation offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does American Federal Mortgage Corporation offer mortgages?

American Federal Mortgage Corporation offers mortgages in 14 states: CT, DE, FL, GA, IL, MA, MD, NC, NJ, NY, PA, SC, TN, TX.

How competitive are American Federal Mortgage Corporation's mortgage rates?

American Federal Mortgage Corporation has an overall pricing score of 95.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is American Federal Mortgage Corporation?

American Federal Mortgage Corporation is a Independent Mortgage Company headquartered in CHESTER, NJ.

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American Federal Mortgage Corporation

Independent Mortgage Company•Chester, NJHQ•Direct•Reviews near you on Google

We analyzed every closed loan from American Federal Mortgage Corporation — 926 loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional

Place

Sound

3/5

Multi-Region · 18 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 21.10 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

American Federal Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 21.1 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

896 loans · 0.22% below market

Strong

Top 40% of lenders

4/5

FHA

22 loans · 0.29% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

771 loans · 0.22% below market

Strong

Top 40% of lenders

4/5

Refinance

155 loans · 0.19% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 19 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Exceptional	Acceptable	896	96.8%	-0.224%Below	$133Credit
FHA Loans	Sound	Sound	—	Sound	22	2.4%	+0.292%Above	$393Credit

Conventional

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Acceptable

Volume896

Mix96.8%

Spread

-0.224%Below

Fees

$133Credit

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume22

Mix2.4%

Spread

+0.292%Above

Fees

$393Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Exceptional	Acceptable	771	83.3%	-0.216%Below	$14Credit
Refinance	Strong	Sound	Exceptional	Acceptable	155	16.7%	-0.190%Below	$729Credit

Purchase

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Acceptable

Volume771

Mix83.3%

Spread

-0.216%Below

Fees

$14Credit

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Acceptable

Volume155

Mix16.7%

Spread

-0.190%Below

Fees

$729Credit

At a Glance

Lender Overview

Lending Activity

Loans Originated

926

Applications

1,663

Volume

$402 million

Pricing & Closing

Avg Rate Spread

-0.211%

vs. market APOR

Avg Net Fees

$-135

Origination − Credits

Pullthrough Rate

55.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$434,320

Avg Borrower Income

$205,462

Avg Property Value

$631,577

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

14Full-year 2024 · HMDA

Loans originated

< 2020–5050–100100+None

Northeast5

CTMANJNYPA

Midwest1

South8

DEFLGAMDNCSCTNTX

Top Metro Areas by Place Specialization Score

1© Mr. Matté · CC BY-SA 4.0

Lakewood, NJMetro

Volume 204Mix 22.03% of portfolio

81/100

Exceptional

2© Gamezilla2019 · CC BY 4.0

Newark, NJMetro

Volume 117Mix 12.63% of portfolio

75/100

Strong

3© Famartin at English Wikipedia · CC BY 3.0

Trenton, NJMetro

Volume 37Mix 4.00% of portfolio

68/100

Strong

4© Dllu · CC BY-SA 4.0

New York, NY-NJMetro

Volume 118Mix 12.74% of portfolio

68/100

Strong

5© Dough4872 · Public domain

Montgomery County, PAMetro

Volume 40Mix 4.32% of portfolio

60/100

Sound

Camden, NJMetro

Volume 32Mix 3.46% of portfolio

56/100

Sound

Allentown, PA-NJMetro

Volume 18Mix 1.94% of portfolio

50/100

Sound

Harrisburg, PAMetro

Volume 15Mix 1.62% of portfolio

48/100

Sound

Charlotte, NC-SCMetro

Volume 20Mix 2.16% of portfolio

47/100

Sound

Tampa, FLMetro

Volume 17Mix 1.84% of portfolio

45/100

Sound

Showing 10 of 18 metro areas

Top States by Place Specialization Score

New JerseyState

Volume 521Mix 56.26% of portfolio

86/100

Exceptional

PennsylvaniaState

Volume 104Mix 11.23% of portfolio

63/100

Strong

FloridaState

Volume 89Mix 9.61% of portfolio

56/100

Sound

North CarolinaState

Volume 46Mix 4.97% of portfolio

51/100

Sound

TexasState

Volume 40Mix 4.32% of portfolio

47/100

Sound

GeorgiaState

Volume 26Mix 2.81% of portfolio

46/100

Sound

New YorkState

Volume 21Mix 2.27% of portfolio

45/100

Sound

ConnecticutState

Volume 15Mix 1.62% of portfolio

43/100

Sound

South CarolinaState

Volume 16Mix 1.73% of portfolio

43/100

Sound

IllinoisState

Volume 17Mix 1.84% of portfolio

42/100

Sound

Showing 10 of 11 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.