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AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
Independent Mortgage Company|WILMINGTON, DE|National
Loans Originated
8,262
Applications
11,400
Volume
$2 billion
Offers loans directly to consumers
Overall Pricing
Mediocre
Overall Pull Through
Strong
Safe Rate Awards⭐VA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.505%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,961
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
72.5%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
- Nationwide availability with consistent service
Things to Think About
- Rates typically 51 basis points above market average
Report Card
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Mediocre | Below peers | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
Jumbo | Strong | Highly Competitive | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | National · 50 metro areas · 43 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$346,704
Average Borrower Income
$127,753
Average Property Value
$418,454
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Exceptional | Mediocre | Strong | 4,447 | 53.8% | +0.491% | $3,836 |
FHA Loans | Sound | Exceptional | Mediocre | Strong | 2,551 | 30.9% | +0.751% | $4,437 |
VA Loans | Strong | Exceptional | Acceptable | Exceptional | 1,180 | 14.3% | -0.211% | $3,312 |
Jumbo Loans | Sound | Strong | N/A | Sound | 27 | 0.3% | +0.492% | $4,858 |
USDA Loans | Sound | Exceptional | Mediocre | Strong | 57 | 0.7% | +0.507% | $2,819 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Exceptional | Mediocre | Strong | 7,034 | 85.1% | +0.541% | $3,947 |
Refinance | Sound | Strong | Acceptable | Sound | 1,228 | 14.9% | +0.257% | $4,054 |
Geographic Coverage
Metro Areas
49
States Served
43
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AKALAZCACOCTDCDEFLGAIDILINKSKYLAMAMDMEMIMNMOMSNCNHNJNVNYOHOKORPARISCSDTNTXUTVAWAWIWVWY
Top Metro Areas by Place Specialization Score
1
Virginia Beach, VA-NCMSA
Volume: 1,538Mix: 18.62%
Place Specialization
Exceptional
2
Lakewood, NJMSA
Volume: 630Mix: 7.63%
Place Specialization
Exceptional
3
Newark, NJ, NJMSA
Volume: 406Mix: 4.91%
Place Specialization
Exceptional
4
Camden, NJ, NJMSA
Volume: 354Mix: 4.28%
Place Specialization
Exceptional
5
Cincinnati, OHMSA
Volume: 368Mix: 4.45%
Place Specialization
Exceptional
6
Indianapolis, INMSA
Volume: 274Mix: 3.32%
Place Specialization
Strong
7
Manchester, NHMSA
Volume: 92Mix: 1.11%
Place Specialization
Strong
8
Wilmington, DEMSA
Volume: 158Mix: 1.91%
Place Specialization
Strong
9
Minneapolis, MN-WIMSA
Volume: 333Mix: 4.03%
Place Specialization
Strong
10
Cambridge, MAMSA
Volume: 185Mix: 2.24%
Place Specialization
Strong
Showing 10 of 49 metro areas
Top States by Place Specialization Score
1
NJState
Volume: 1,716Mix: 20.77%
Place Specialization
Exceptional
2
VAState
Volume: 1,740Mix: 21.06%
Place Specialization
Exceptional
3
MDState
Volume: 387Mix: 4.68%
Place Specialization
Strong
4
CTState
Volume: 287Mix: 3.47%
Place Specialization
Strong
5
MNState
Volume: 399Mix: 4.83%
Place Specialization
Strong
6
DEState
Volume: 178Mix: 2.15%
Place Specialization
Strong
7
INState
Volume: 426Mix: 5.16%
Place Specialization
Strong
8
OHState
Volume: 458Mix: 5.54%
Place Specialization
Strong
9
NHState
Volume: 156Mix: 1.89%
Place Specialization
Strong
10
MAState
Volume: 286Mix: 3.46%
Place Specialization
Strong
Showing 10 of 31 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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