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ANMA

American Neighborhood Mortgage Acceptance Company

Independent Mortgage CompanyWilmington, DEHQDirectReviews near you on Google

We analyzed every closed loan from American Neighborhood Mortgage Acceptance Company 8.3k loans across 11k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
4/5
National · 49 mkts
Safe Rate Awards
VA Superstar
VA
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
  • Nationwide availability with consistent service

Things to Think About

  • Rates typically 51 basis points above market average

Explore another lender or local market

Report Card

American Neighborhood Mortgage Acceptance Company performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+50.5 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Exceptional
Top 20% of lenders
FHA
Exceptional
Top 20% of lenders
VA
Exceptional
Top 20% of lenders
Jumbo
Strong
Top 40% of lenders
USDA
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Exceptional
Top 20% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume4,447
Mix53.8%
Spread
+0.491%Above
Fees
$3,836Fees
FHA Loans
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume2,551
Mix30.9%
Spread
+0.751%Above
Fees
$4,437Fees
VA Loans
Overall
Strong
Product
Exceptional
Pricing
Acceptable
Pull Through
Exceptional
Volume1,180
Mix14.3%
Spread
-0.211%Below
Fees
$3,312Fees
Jumbo Loans
Overall
Sound
Product
Strong
Pricing
Pull Through
Sound
Volume27
Mix0.3%
Spread
+0.492%Above
Fees
$4,858Fees
USDA Loans
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume57
Mix0.7%
Spread
+0.507%Above
Fees
$2,819Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume7,034
Mix85.1%
Spread
+0.541%Above
Fees
$3,947Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Sound
Volume1,228
Mix14.9%
Spread
+0.257%Above
Fees
$4,054Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
8,262
Applications
11,400
Volume
$2 billion
Pricing & Closing
Avg Rate Spread
+0.505%
vs. market APOR
Avg Net Fees
$3,961
Origination − Credits
Pullthrough Rate
72.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$346,704
Avg Borrower Income
$127,753
Avg Property Value
$418,454

Geographic Coverage

Geographic Performance

Metro Areas
49
markets with activity
States Served
43
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

43
43 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast8
CTMEMANHNJNYPARI
Midwest9
ILINKSMIMNMOOHSDWI
South16
ALDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West10
AKAZCACOIDNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Greyfiveys · CC BY-SA 4.0
Virginia Beach, VA-NCMetro
Volume 1,538Mix 18.62% of portfolio
99/100
Exceptional
Volume 630Mix 7.63% of portfolio
90/100
Exceptional
Volume 406Mix 4.91% of portfolio
87/100
Exceptional
Volume 354Mix 4.28% of portfolio
83/100
Exceptional
Volume 368Mix 4.45% of portfolio
82/100
Exceptional
6© TheWxResearcher · CC0
Indianapolis, INMetro
Volume 274Mix 3.32% of portfolio
75/100
Strong
Volume 92Mix 1.11% of portfolio
75/100
Strong
8© Bjoertvedt · CC BY-SA 4.0
Wilmington, DEMetro
Volume 158Mix 1.91% of portfolio
74/100
Strong
9© w_lemay · CC BY-SA 2.0
Minneapolis, MN-WIMetro
Volume 333Mix 4.03% of portfolio
73/100
Strong
Volume 185Mix 2.24% of portfolio
71/100
Strong
Showing 10 of 49 metro areas

Top States by Place Specialization Score

New Jersey
New Jersey
1
New JerseyState
Volume 1,716Mix 20.77% of portfolio
93/100
Exceptional
Virginia
Virginia
2
VirginiaState
Volume 1,740Mix 21.06% of portfolio
92/100
Exceptional
Maryland
Maryland
3
MarylandState
Volume 387Mix 4.68% of portfolio
74/100
Strong
Connecticut
Connecticut
4
ConnecticutState
Volume 287Mix 3.47% of portfolio
74/100
Strong
Minnesota
Minnesota
5
MinnesotaState
Volume 399Mix 4.83% of portfolio
73/100
Strong
Delaware
Delaware
6
DelawareState
Volume 178Mix 2.15% of portfolio
73/100
Strong
Indiana
Indiana
7
IndianaState
Volume 426Mix 5.16% of portfolio
73/100
Strong
Ohio
Ohio
8
OhioState
Volume 458Mix 5.54% of portfolio
72/100
Strong
New Hampshire
New Hampshire
9
New HampshireState
Volume 156Mix 1.89% of portfolio
71/100
Strong
Massachusetts
Massachusetts
10
MassachusettsState
Volume 286Mix 3.46% of portfolio
70/100
Strong
Showing 10 of 31 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.