What loan types does American Portfolio Mortgage Corporation offer?

American Portfolio Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does American Portfolio Mortgage Corporation offer mortgages?

American Portfolio Mortgage Corporation offers mortgages in 27 states: AL, AR, AZ, CA, CO, DC, DE, FL, IA, IL, IN, KS, LA, MD, MI, MN, MO, NC, NM, NV, OK, PA, SC, TN, TX, VA, WI.

How competitive are American Portfolio Mortgage Corporation's mortgage rates?

American Portfolio Mortgage Corporation has an overall pricing score of 25.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is American Portfolio Mortgage Corporation?

American Portfolio Mortgage Corporation is a Independent Mortgage Company headquartered in CARSON CITY, NV.

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American Portfolio Mortgage Corporation

Independent Mortgage Company•Carson City, NVHQ•Direct•Reviews near you on Google

We analyzed every closed loan from American Portfolio Mortgage Corporation — 2.9k loans across 4k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo

Place

Sound

3/5

Near-National · 22 mkts

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

American Portfolio Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+49.0 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 23 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Sound	1,437	49.7%	+0.462%Above	$3,344Fees
FHA Loans	Strong	Exceptional	Acceptable	Strong	1,220	42.2%	+0.671%Above	$3,059Fees
VA Loans	Sound	Strong	Acceptable	Strong	190	6.6%	-0.197%Below	$3,185Fees
Jumbo Loans	Strong	Strong	—	Sound	39	1.3%	+0.364%Above	$3,880Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume1,437

Mix49.7%

Spread

+0.462%Above

Fees

$3,344Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume1,220

Mix42.2%

Spread

+0.671%Above

Fees

$3,059Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume190

Mix6.6%

Spread

-0.197%Below

Fees

$3,185Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Sound

Volume39

Mix1.3%

Spread

+0.364%Above

Fees

$3,880Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Acceptable	Strong	2,707	93.5%	+0.492%Above	$3,281Fees
Refinance	Sound	Strong	Mediocre	Sound	187	6.5%	+0.474%Above	$2,959Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume2,707

Mix93.5%

Spread

+0.492%Above

Fees

$3,281Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume187

Mix6.5%

Spread

+0.474%Above

Fees

$2,959Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,894

Applications

4,068

Volume

$931 million

Pricing & Closing

Avg Rate Spread

+0.490%

vs. market APOR

Avg Net Fees

$3,250

Origination − Credits

Pullthrough Rate

71.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$321,824

Avg Borrower Income

$131,517

Avg Property Value

$382,395

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast1

Midwest8

IAILINKSMIMNMOWI

South13

ALARDCDEFLLAMDNCOKSCTNTXVA

West5

AZCACONMNV

Top Metro Areas by Place Specialization Score

1© Michael Barera · CC BY-SA 4.0

Dallas, TXMetro

Volume 1,083Mix 37.42% of portfolio

91/100

Exceptional

2© No machine-readable author provided. Billy Hathorn assumed (based on copyright claims). · CC BY-SA 3.0

Fort Worth, TXMetro

Volume 436Mix 15.07% of portfolio

87/100

Exceptional

3© Renelibrary · CC BY-SA 3.0

Sherman, TXMetro

Volume 52Mix 1.80% of portfolio

77/100

Strong

4© Richie Diesterheft from Chicago, IL, USA · CC BY 2.0

Lake County, INMetro

Volume 100Mix 3.46% of portfolio

76/100

Strong

5© Thomas Vogt · CC BY 4.0

El Paso, TXMetro

Volume 114Mix 3.94% of portfolio

73/100

Strong

Chicago, ILMetro

Volume 264Mix 9.12% of portfolio

73/100

Strong

Huntsville, ALMetro

Volume 76Mix 2.63% of portfolio

69/100

Strong

St. Joseph, MO, MO-KSMetro

Volume 29Mix 1.00% of portfolio

63/100

Strong

Oklahoma City, OKMetro

Volume 62Mix 2.14% of portfolio

62/100

Strong

Elgin, ILMetro

Volume 30Mix 1.04% of portfolio

56/100

Sound

Showing 10 of 22 metro areas

Top States by Place Specialization Score

TexasState

Volume 1,954Mix 67.52% of portfolio

87/100

Exceptional

IllinoisState

Volume 346Mix 11.96% of portfolio

74/100

Strong

AlabamaState

Volume 109Mix 3.77% of portfolio

65/100

Strong

OklahomaState

Volume 81Mix 2.80% of portfolio

60/100

Strong

IndianaState

Volume 104Mix 3.59% of portfolio

59/100

Sound

VirginiaState

Volume 49Mix 1.69% of portfolio

52/100

Sound

MichiganState

Volume 46Mix 1.59% of portfolio

50/100

Sound

FloridaState

Volume 65Mix 2.25% of portfolio

49/100

Sound

MissouriState

Volume 33Mix 1.14% of portfolio

48/100

Sound

LouisianaState

Volume 21Mix 0.73% of portfolio

45/100

Sound

Showing 10 of 13 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.