Amerihome Mortgage Company
We analyzed every closed loan from Amerihome Mortgage Company — 4.4k loans across 7k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
National · 49 mkts
Awards
Conventional
Superstar
Jumbo
Superstar
Purchase
Superstar
Summary
What They Do Well
- Particularly strong in Conventional and FHA and VA and Jumbo loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Amerihome Mortgage Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+31.0 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 3,507 | 80.0% | +0.322%Above | $2,206Fees | ||||
FHA Loans | 658 | 15.0% | +0.545%Above | $2,960Fees | ||||
VA Loans | 115 | 2.6% | -0.453%Below | $2,957Fees | ||||
Jumbo Loans | 105 | 2.4% | +0.099%Above | $310Fees |
Conventional
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume3,507
Mix80.0%
Spread
+0.322%Above
Fees
$2,206Fees
FHA Loans
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume658
Mix15.0%
Spread
+0.545%Above
Fees
$2,960Fees
VA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume115
Mix2.6%
Spread
-0.453%Below
Fees
$2,957Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughStrong
Volume105
Mix2.4%
Spread
+0.099%Above
Fees
$310Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 3,328 | 75.9% | +0.337%Above | $2,268Fees | ||||
Refinance | 1,057 | 24.1% | +0.228%Above | $2,393Fees |
Purchase
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume3,328
Mix75.9%
Spread
+0.337%Above
Fees
$2,268Fees
Refinance
OverallSound
ProductStrong
PricingSound
Pull ThroughAcceptable
Volume1,057
Mix24.1%
Spread
+0.228%Above
Fees
$2,393Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
4,385
Applications
6,663
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.310%
vs. market APOR
Avg Net Fees
$2,299
Origination − Credits
Pullthrough Rate
65.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$372,802
Avg Borrower Income
$170,151
Avg Property Value
$524,253
Geographic Coverage
Geographic Performance
Metro Areas
49
markets with activity
States Served
44
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
44Northeast7
CTMEMANJPARIVT
Midwest11
IAILINKSMIMNMONEOHSDWI
South16
ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West10
AKAZCACOIDNMNVORUTWA
Top Metro Areas by Place Specialization Score
Volume 360Mix 8.21% of portfolio
77/100
Strong
Volume 329Mix 7.50% of portfolio
74/100
Strong
Volume 54Mix 1.23% of portfolio
73/100
Strong
Volume 169Mix 3.85% of portfolio
73/100
Strong
Volume 66Mix 1.51% of portfolio
70/100
Strong
Volume 234Mix 5.34% of portfolio
70/100
Strong
Volume 77Mix 1.76% of portfolio
69/100
Strong
Volume 57Mix 1.30% of portfolio
67/100
Strong
Volume 91Mix 2.08% of portfolio
66/100
Strong
Volume 67Mix 1.53% of portfolio
66/100
StrongShowing 10 of 49 metro areas
Top States by Place Specialization Score
1
TexasState
Volume 1,207Mix 27.53% of portfolio
80/100
Exceptional2
PennsylvaniaState
Volume 355Mix 8.10% of portfolio
73/100
Strong3
IllinoisState
Volume 319Mix 7.27% of portfolio
71/100
Strong4
FloridaState
Volume 404Mix 9.21% of portfolio
67/100
Strong5
CaliforniaState
Volume 362Mix 8.26% of portfolio
66/100
Strong6
IndianaState
Volume 191Mix 4.36% of portfolio
65/100
Strong7
WisconsinState
Volume 149Mix 3.40% of portfolio
65/100
Strong8
GeorgiaState
Volume 187Mix 4.26% of portfolio
64/100
Strong9
OklahomaState
Volume 126Mix 2.87% of portfolio
64/100
Strong10
New JerseyState
Volume 115Mix 2.62% of portfolio
62/100
StrongShowing 10 of 32 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.