Amerisave Mortgage Corporation
We analyzed every closed loan from Amerisave Mortgage Corporation — 7.0k loans across 59k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA
Place
Sound
3/5
National · 49 mkts
Summary
What They Do Well
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Things to Think About
- Rates typically 68 basis points above market average
- Higher than average fees ($4,084)
- Pull through efficiency is below industry average
Explore another lender or local market
Report Card
Amerisave Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+67.5 bps above market avg
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Exceptional
Top 20% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Exceptional
Top 20% of lenders
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 3,083 | 44.3% | +0.696%Above | $3,824Fees | ||||
FHA Loans | 3,105 | 44.6% | +0.753%Above | $4,606Fees | ||||
VA Loans | 772 | 11.1% | -0.059%Below | $4,764Fees |
Conventional
OverallAcceptable
ProductStrong
PricingMediocre
Pull ThroughAcceptable
Volume3,083
Mix44.3%
Spread
+0.696%Above
Fees
$3,824Fees
FHA Loans
OverallSound
ProductExceptional
PricingAcceptable
Pull ThroughSound
Volume3,105
Mix44.6%
Spread
+0.753%Above
Fees
$4,606Fees
VA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume772
Mix11.1%
Spread
-0.059%Below
Fees
$4,764Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 951 | 13.7% | +0.589%Above | $4,008Fees | ||||
Refinance | 6,016 | 86.3% | +0.700%Above | $4,107Fees |
Purchase
OverallAcceptable
ProductSound
PricingMediocre
Pull ThroughMediocre
Volume951
Mix13.7%
Spread
+0.589%Above
Fees
$4,008Fees
Refinance
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughAcceptable
Volume6,016
Mix86.3%
Spread
+0.700%Above
Fees
$4,107Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
6,967
Applications
58,858
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.675%
vs. market APOR
Avg Net Fees
$4,084
Origination − Credits
Pullthrough Rate
11.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$235,917
Avg Borrower Income
$99,580
Avg Property Value
$384,993
Geographic Coverage
Geographic Performance
Metro Areas
49
markets with activity
States Served
50
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
50Northeast8
CTMEMANHNJPARIVT
Midwest12
IAILINKSMIMNMONDNEOHSDWI
South17
ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West13
AKAZCACOHIIDMTNMNVORUTWAWY
Top Metro Areas by Place Specialization Score
Volume 168Mix 2.41% of portfolio
66/100
Strong
Volume 83Mix 1.19% of portfolio
64/100
Strong
Volume 102Mix 1.46% of portfolio
63/100
Strong
Volume 94Mix 1.35% of portfolio
62/100
Strong
Volume 78Mix 1.12% of portfolio
62/100
Strong
Volume 89Mix 1.28% of portfolio
62/100
Strong
Volume 73Mix 1.05% of portfolio
61/100
Strong
Volume 106Mix 1.52% of portfolio
60/100
Strong
Volume 79Mix 1.13% of portfolio
60/100
Sound
Volume 67Mix 0.96% of portfolio
59/100
SoundShowing 10 of 49 metro areas
Top States by Place Specialization Score
1
GeorgiaState
Volume 399Mix 5.73% of portfolio
72/100
Strong2
KentuckyState
Volume 213Mix 3.06% of portfolio
71/100
Strong3
TennesseeState
Volume 271Mix 3.89% of portfolio
70/100
Strong4
PennsylvaniaState
Volume 302Mix 4.33% of portfolio
70/100
Strong5
New JerseyState
Volume 231Mix 3.32% of portfolio
70/100
Strong6
FloridaState
Volume 554Mix 7.95% of portfolio
69/100
Strong7
North CarolinaState
Volume 382Mix 5.48% of portfolio
69/100
Strong8
IndianaState
Volume 283Mix 4.06% of portfolio
68/100
Strong9
VirginiaState
Volume 226Mix 3.24% of portfolio
68/100
Strong10
South CarolinaState
Volume 183Mix 2.63% of portfolio
68/100
StrongShowing 10 of 48 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.