What loan types does Ameritrust Mortgage Corporation offer?

Ameritrust Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does Ameritrust Mortgage Corporation offer mortgages?

Ameritrust Mortgage Corporation offers mortgages in 28 states: AL, AR, AZ, CA, CO, CT, FL, GA, ID, IL, LA, MD, MI, MN, MS, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI.

How competitive are Ameritrust Mortgage Corporation's mortgage rates?

Ameritrust Mortgage Corporation has an overall pricing score of 12.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Ameritrust Mortgage Corporation?

Ameritrust Mortgage Corporation is a Independent Mortgage Company headquartered in SPRINGFIELD, IL.

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Ameritrust Mortgage Corporation

Independent Mortgage Company•Springfield, ILHQ•Direct & Wholesale•Reviews near you on Google

We analyzed every closed loan from Ameritrust Mortgage Corporation — 1.0k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · Jumbo

Place

Sound

3/5

Near-National · 14 mkts

Summary

What They Do Well

Particularly strong in FHA and Jumbo loans
Nationwide availability with consistent service

Things to Think About

Rates typically 79 basis points above market average
Higher than average fees ($4,223)

Explore another lender or local market

Report Card

Ameritrust Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+79.0 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Strong

Top 40% of lenders

Sound

Top 60% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 15 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Acceptable	541	52.5%	+0.588%Above	$3,610Fees
FHA Loans	Sound	Strong	Mediocre	Strong	362	35.1%	+1.067%Above	$5,445Fees
VA Loans	Sound	Sound	—	Sound	24	2.3%	+0.270%Above	$2,694Fees
Jumbo Loans	Sound	Strong	Mediocre	Sound	102	9.9%	+0.858%Above	$1,485Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume541

Mix52.5%

Spread

+0.588%Above

Fees

$3,610Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume362

Mix35.1%

Spread

+1.067%Above

Fees

$5,445Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume24

Mix2.3%

Spread

+0.270%Above

Fees

$2,694Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume102

Mix9.9%

Spread

+0.858%Above

Fees

$1,485Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Strong	Mediocre	Sound	819	79.5%	+0.821%Above	$4,882Fees
Refinance	Sound	Sound	Acceptable	Acceptable	211	20.5%	+0.645%Above	$1,199Fees

Purchase

Overall

Acceptable

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume819

Mix79.5%

Spread

+0.821%Above

Fees

$4,882Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Acceptable

Volume211

Mix20.5%

Spread

+0.645%Above

Fees

$1,199Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,030

Applications

1,651

Volume

$617 million

Pricing & Closing

Avg Rate Spread

+0.790%

vs. market APOR

Avg Net Fees

$4,223

Origination − Credits

Pullthrough Rate

62.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$599,039

Avg Borrower Income

$267,101

Avg Property Value

$796,369

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast3

CTNJPA

Midwest5

ILMIMNOHWI

South12

ALARFLGALAMDMSNCOKSCTNTX

West8

AZCACOIDNVORUTWA

Top Metro Areas by Place Specialization Score

1© Basil D Soufi · CC BY-SA 3.0

Oakland, CAMetro

Volume 113Mix 10.97% of portfolio

73/100

Strong

2© Interface Multimedia, Inc. · CC BY-SA 4.0

Tampa, FLMetro

Volume 120Mix 11.65% of portfolio

70/100

Strong

3© Eric Polk · CC BY-SA 4.0

Los Angeles, CAMetro

Volume 136Mix 13.20% of portfolio

70/100

Strong

4© Quintin Soloviev · CC BY 4.0

Stockton, CAMetro

Volume 55Mix 5.34% of portfolio

68/100

Strong

Riverside, CAMetro

Volume 106Mix 10.29% of portfolio

66/100

Strong

Anaheim, CAMetro

Volume 45Mix 4.37% of portfolio

60/100

Sound

San Francisco, CAMetro

Volume 33Mix 3.20% of portfolio

60/100

Sound

Baton Rouge, LAMetro

Volume 34Mix 3.30% of portfolio

56/100

Sound

San Jose, CAMetro

Volume 23Mix 2.23% of portfolio

52/100

Sound

Sacramento, CAMetro

Volume 20Mix 1.94% of portfolio

48/100

Sound

Showing 10 of 14 metro areas

Top States by Place Specialization Score

CaliforniaState

Volume 594Mix 57.67% of portfolio

76/100

Strong

FloridaState

Volume 184Mix 17.86% of portfolio

63/100

Strong

LouisianaState

Volume 48Mix 4.66% of portfolio

56/100

Sound

TexasState

Volume 43Mix 4.17% of portfolio

47/100

Sound

GeorgiaState

Volume 26Mix 2.52% of portfolio

46/100

Sound

NevadaState

Volume 14Mix 1.36% of portfolio

43/100

Sound

ArizonaState

Volume 14Mix 1.36% of portfolio

41/100

Sound

New JerseyState

Volume 13Mix 1.26% of portfolio

40/100

Sound

North CarolinaState

Volume 10Mix 0.97% of portfolio

36/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.