What loan types does Amplify offer?

Amplify offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Amplify offer mortgages?

Amplify offers mortgages in 1 states: TX.

How competitive are Amplify's mortgage rates?

Amplify has an overall pricing score of 59.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Amplify?

Amplify is a Credit Union headquartered in Austin, TX.

Unclaimed

Amplify

Credit Union•Austin, TXHQ•Direct•Reviews near you on Google

Amplify has 120 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Strong

4/5

Single State · 2 mkts

Explore another lender or local market

Report Card

Amplify performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+4.7 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

FHA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Sound	Acceptable	96	80.0%	+0.072%Above	$2,325Fees
FHA Loans	Sound	Sound	—	—	18	15.0%	-0.174%Below	$2,666Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume96

Mix80.0%

Spread

+0.072%Above

Fees

$2,325Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume18

Mix15.0%

Spread

-0.174%Below

Fees

$2,666Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	98	81.7%	-0.029%Below	$2,459Fees
Refinance	Acceptable	Acceptable	—	Acceptable	22	18.3%	+0.420%Above	$2,282Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume98

Mix81.7%

Spread

-0.029%Below

Fees

$2,459Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume22

Mix18.3%

Spread

+0.420%Above

Fees

$2,282Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

120

Applications

165

Volume

$46 million

Pricing & Closing

Avg Rate Spread

+0.047%

vs. market APOR

Avg Net Fees

$2,429

Origination − Credits

Pullthrough Rate

72.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$388,167

Avg Borrower Income

$210,683

Avg Property Value

$551,417

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

South1

Top Metro Areas by Place Specialization Score

Austin, TXMetro

Volume 75Mix 62.50% of portfolio

73/100

Strong

Houston, TXMetro

Volume 16Mix 13.33% of portfolio

48/100

Sound

Top States by Place Specialization Score

TexasState

Volume 120Mix 100.00% of portfolio

67/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Amplify?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.