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AmRes Corporation

Independent Mortgage CompanyHummelstown, PAHQDirectReviews near you on Google

We analyzed every closed loan from AmRes Corporation 552 loans across 721 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Near-National · 12 mkts

Safe Rate Summary

What They Do Well

  • Particularly strong in FHA and VA loans
  • Nationwide availability with consistent service

Things to Think About

  • Rates typically 60 basis points above market average

Explore another lender or local market

Report Card

AmRes Corporation performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+60.1 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Near-National · 13 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume347
Mix62.9%
Spread
+0.530%Above
Fees
$2,961Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume145
Mix26.3%
Spread
+0.915%Above
Fees
$4,113Fees
VA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume48
Mix8.7%
Spread
+0.120%Above
Fees
$3,201Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume467
Mix84.6%
Spread
+0.651%Above
Fees
$3,636Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Sound
Volume85
Mix15.4%
Spread
+0.330%Above
Fees
$1,492Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
552
Applications
721
Volume
$177 million
Pricing & Closing
Avg Rate Spread
+0.601%
vs. market APOR
Avg Net Fees
$3,302
Origination − Credits
Pullthrough Rate
76.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$320,870
Avg Borrower Income
$137,040
Avg Property Value
$399,076

Geographic Coverage

Geographic Performance

Metro Areas
12
markets with activity
States Served
29
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

29
29 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast4
CTNJPARI
Midwest6
IAILINMIOHWI
South13
ALDEFLKYLAMDMSNCSCTNTXVAWV
West6
AZCACONVUTWA

Top Metro Areas by Place Specialization Score

1© J654567 · CC BY-SA 3.0
Lexington, KYMetro
Volume 30Mix 5.43% of portfolio
60/100
Strong
2© 颐园居 · CC BY-SA 4.0
Philadelphia, PAMetro
Volume 37Mix 6.70% of portfolio
60/100
Sound
Volume 29Mix 5.25% of portfolio
59/100
Sound
Volume 35Mix 6.34% of portfolio
58/100
Sound
5© Dough4872 · Public domain
Montgomery County, PAMetro
Volume 33Mix 5.98% of portfolio
58/100
Sound
Volume 37Mix 6.70% of portfolio
58/100
Sound
Volume 17Mix 3.08% of portfolio
57/100
Sound
Volume 44Mix 7.97% of portfolio
56/100
Sound
Volume 22Mix 3.99% of portfolio
54/100
Sound
Volume 13Mix 2.36% of portfolio
48/100
Sound
Showing 10 of 12 metro areas

Top States by Place Specialization Score

Pennsylvania
Pennsylvania
1
PennsylvaniaState
Volume 74Mix 13.41% of portfolio
60/100
Strong
North Carolina
North Carolina
2
North CarolinaState
Volume 87Mix 15.76% of portfolio
60/100
Sound
Kentucky
Kentucky
3
KentuckyState
Volume 52Mix 9.42% of portfolio
60/100
Sound
Illinois
Illinois
4
IllinoisState
Volume 63Mix 11.41% of portfolio
58/100
Sound
Ohio
Ohio
5
OhioState
Volume 58Mix 10.51% of portfolio
56/100
Sound
Indiana
Indiana
6
IndianaState
Volume 44Mix 7.97% of portfolio
54/100
Sound
New Jersey
New Jersey
7
New JerseyState
Volume 27Mix 4.89% of portfolio
50/100
Sound
Louisiana
Louisiana
8
LouisianaState
Volume 20Mix 3.62% of portfolio
48/100
Sound
Florida
Florida
9
FloridaState
Volume 31Mix 5.62% of portfolio
46/100
Sound
Maryland
Maryland
10
MarylandState
Volume 17Mix 3.08% of portfolio
44/100
Sound
Showing 10 of 13 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.