We analyzed every closed loan from Amwest Funding — 5.1k loans across 8k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
National · 49 mkts
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Amwest Funding performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
Jumbo
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | — | 4,597 | 89.4% | — | — | |||
FHA Loans | — | 218 | 4.2% | — | — | |||
VA Loans | — | 48 | 0.9% | — | — | |||
Jumbo Loans | — | 278 | 5.4% | — | — |
Conventional
OverallStrong
ProductStrong
Pricing—
Pull ThroughSound
Volume4,597
Mix89.4%
Spread—
Fees—
FHA Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughSound
Volume218
Mix4.2%
Spread—
Fees—
VA Loans
OverallSound
ProductStrong
Pricing—
Pull ThroughSound
Volume48
Mix0.9%
Spread—
Fees—
Jumbo Loans
OverallStrong
ProductExceptional
Pricing—
Pull ThroughStrong
Volume278
Mix5.4%
Spread—
Fees—
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | — | 3,766 | 73.2% | — | — | |||
Refinance | — | 1,377 | 26.8% | — | — |
Purchase
OverallStrong
ProductStrong
Pricing—
Pull ThroughSound
Volume3,766
Mix73.2%
Spread—
Fees—
Refinance
OverallStrong
ProductStrong
Pricing—
Pull ThroughSound
Volume1,377
Mix26.8%
Spread—
Fees—
At a Glance
Lender Overview
Lending Activity
Loans Originated
5,143
Applications
8,221
Volume
$2 billion
Pricing & Closing
Pullthrough Rate
62.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$512,509
Avg Borrower Income
$226,547
Avg Property Value
$795,572
Geographic Coverage
Geographic Performance
Metro Areas
49
markets with activity
States Served
41
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
41Northeast6
CTMEMANJPARI
Midwest10
ILINKSMIMNMONDNEOHWI
South15
ALARDEFLGAKYLAMDMSNCOKSCTNTXVA
West10
AZCACOIDMTNMNVORUTWA
Top Metro Areas by Place Specialization Score
Volume 951Mix 18.49% of portfolio
89/100
Exceptional
Volume 332Mix 6.46% of portfolio
83/100
Exceptional
Volume 184Mix 3.58% of portfolio
75/100
Strong
Volume 107Mix 2.08% of portfolio
74/100
Strong
Volume 280Mix 5.44% of portfolio
73/100
Strong
Volume 128Mix 2.49% of portfolio
71/100
Strong
Volume 256Mix 4.98% of portfolio
71/100
Strong
Volume 137Mix 2.66% of portfolio
67/100
Strong
Volume 133Mix 2.59% of portfolio
67/100
Strong
Volume 158Mix 3.07% of portfolio
66/100
StrongShowing 10 of 49 metro areas
Top States by Place Specialization Score
1
CaliforniaState
Volume 2,519Mix 48.98% of portfolio
85/100
Exceptional2
TexasState
Volume 594Mix 11.55% of portfolio
72/100
Strong3
FloridaState
Volume 487Mix 9.47% of portfolio
69/100
Strong4
UtahState
Volume 207Mix 4.02% of portfolio
69/100
Strong5
GeorgiaState
Volume 209Mix 4.06% of portfolio
65/100
Strong6
New JerseyState
Volume 147Mix 2.86% of portfolio
65/100
Strong7
NevadaState
Volume 84Mix 1.63% of portfolio
62/100
Strong8
ArizonaState
Volume 113Mix 2.20% of portfolio
60/100
Sound9
PennsylvaniaState
Volume 114Mix 2.22% of portfolio
59/100
Sound10
VirginiaState
Volume 89Mix 1.73% of portfolio
58/100
SoundShowing 10 of 26 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.