What loan types does Andrews Federal Credit Union offer?

Andrews Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Andrews Federal Credit Union offer mortgages?

Andrews Federal Credit Union offers mortgages in 32 states: AZ, CA, CT, DC, DE, FL, GA, IL, KY, MA, MD, MI, MN, MO, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV.

How competitive are Andrews Federal Credit Union's mortgage rates?

Andrews Federal Credit Union has an overall pricing score of 91.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Andrews Federal Credit Union?

Andrews Federal Credit Union is a Credit Union headquartered in Suitland, MD.

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Andrews Federal Credit Union

Credit Union•Suitland, MDHQ•Direct•Reviews near you on Google

Andrews Federal Credit Union has 176 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Mediocre

1/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Near-National · 2 mkts

Summary

What They Do Well

Offers rates 42.70 basis points below market average
Lower than average lender fees
Nationwide availability with consistent service

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Andrews Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 42.7 bps below market avg

Pull Through

Closing strength

Mediocre

Bottom 20% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Mediocre	174	98.9%	-0.431%Below	$1,722Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Mediocre

Volume174

Mix98.9%

Spread

-0.431%Below

Fees

$1,722Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Acceptable	133	75.6%	-0.463%Below	$1,712Fees
Refinance	Sound	Acceptable	Exceptional	Mediocre	43	24.4%	-0.317%Below	$1,747Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Acceptable

Volume133

Mix75.6%

Spread

-0.463%Below

Fees

$1,712Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Mediocre

Volume43

Mix24.4%

Spread

-0.317%Below

Fees

$1,747Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

176

Applications

443

Volume

$70 million

Pricing & Closing

Avg Rate Spread

-0.427%

vs. market APOR

Avg Net Fees

$1,720

Origination − Credits

Pullthrough Rate

39.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$399,773

Avg Borrower Income

$164,051

Avg Property Value

$552,273

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast5

CTMANJNYPA

Midwest7

ILMIMNMONEOHWI

South13

DCDEFLGAKYMDNCOKSCTNTXVAWV

West7

AZCANMNVORUTWA

Top Metro Areas by Place Specialization Score

Arlington, VA-WVMetro

Volume 30Mix 17.05% of portfolio

57/100

Sound

Washington, DC, DC-MDMetro

Volume 19Mix 10.80% of portfolio

55/100

Sound

Top States by Place Specialization Score

VirginiaState

Volume 33Mix 18.75% of portfolio

56/100

Sound

MarylandState

Volume 31Mix 17.61% of portfolio

55/100

Sound

New JerseyState

Volume 15Mix 8.52% of portfolio

46/100

Sound

PennsylvaniaState

Volume 13Mix 7.39% of portfolio

43/100

Sound

TexasState

Volume 10Mix 5.68% of portfolio

37/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.