Own Ark-La-Tex Financial Services? Claim this free profile to add your logo, loan officers and reviews.
Claim this ProfileArk-La-Tex Financial Services
Ark-La-Tex Financial Services's 14.8k closed loans and 20k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
4/5
National · 49 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
FHA
Superstar
VA
Superstar
USDA
Superstar
Purchase
Superstar
Refinance
Superstar
Summary
What They Do Well
- Strong pull through performance
- High volume lender with significant market experience
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Ark-La-Tex Financial Services performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+29.4 bps above market avg
3/5
Pull Through
Closing strength
Exceptional
Top 20% of lenders
5/5
By Loan Product· Specialization by type
Conventional
7,901 loans · 0.34% above market
Exceptional
Top 20% of lenders
5/5
FHA
4,454 loans · 0.48% above market
Exceptional
Top 10% of lenders
5/5
VA
2,217 loans · 0.33% below market
Exceptional
Top 20% of lenders
5/5
Jumbo
92 loans · 0.46% above market
Strong
Top 40% of lenders
4/5
USDA
185 loans · 0.41% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
13,540 loans · 0.29% above market
Exceptional
Top 10% of lenders
5/5
Refinance
1,309 loans · 0.30% above market
Exceptional
Top 20% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 7,901 | 53.2% | +0.339%Above | $2,277Fees | ||||
FHA Loans | 4,454 | 30.0% | +0.479%Above | $1,645Fees | ||||
VA Loans | 2,217 | 14.9% | -0.329%Below | $2,070Fees | ||||
Jumbo Loans | 92 | 0.6% | +0.463%Above | $2,467Fees | ||||
USDA Loans | 185 | 1.2% | +0.407%Above | $1,112Fees |
Conventional
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume7,901
Mix53.2%
Spread
+0.339%Above
Fees
$2,277Fees
FHA Loans
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughStrong
Volume4,454
Mix30.0%
Spread
+0.479%Above
Fees
$1,645Fees
VA Loans
OverallStrong
ProductExceptional
PricingSound
Pull ThroughExceptional
Volume2,217
Mix14.9%
Spread
-0.329%Below
Fees
$2,070Fees
Jumbo Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume92
Mix0.6%
Spread
+0.463%Above
Fees
$2,467Fees
USDA Loans
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughStrong
Volume185
Mix1.2%
Spread
+0.407%Above
Fees
$1,112Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 13,540 | 91.2% | +0.293%Above | $2,046Fees | ||||
Refinance | 1,309 | 8.8% | +0.300%Above | $2,299Fees |
Purchase
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume13,540
Mix91.2%
Spread
+0.293%Above
Fees
$2,046Fees
Refinance
OverallStrong
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume1,309
Mix8.8%
Spread
+0.300%Above
Fees
$2,299Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
14,849
Applications
20,331
Volume
$4 billion
Pricing & Closing
Avg Rate Spread
+0.294%
vs. market APOR
Avg Net Fees
$2,079
Origination − Credits
Pullthrough Rate
73.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$329,466
Avg Borrower Income
$138,193
Avg Property Value
$406,744
Geographic Coverage
Geographic Performance
Metro Areas
49
markets with activity
States Served
51
Includes Washington, DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
51Full-year 2024 · HMDANationwide · all 50 states and DCLoans originated
< 100100–200200–500500+None
Northeast9
CTMEMANHNJNYPARIVT
Midwest12
IAILINKSMIMNMONDNEOHSDWI
South17
ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West13
AKAZCACOHIIDMTNMNVORUTWAWY
Top Metro Areas by Place Specialization Score
6© No machine-readable author provided. Billy Hathorn assumed (based on copyright claims). · CC BY-SA 3.0Fort Worth, TXMetro
Volume 501Mix 3.37% of portfolio
84/100
Exceptional
Showing 10 of 49 metro areas
Top States by Place Specialization Score
Showing 10 of 45 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.