What loan types does Armed Forces Bank, National Association offer?

Armed Forces Bank, National Association offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does Armed Forces Bank, National Association offer mortgages?

Armed Forces Bank, National Association is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Armed Forces Bank, National Association's mortgage rates?

Armed Forces Bank, National Association has an overall pricing score of 69.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Armed Forces Bank, National Association?

Armed Forces Bank, National Association is a Bank headquartered in Kansas City, MO.

Unclaimed

Armed Forces Bank, National Association

Bank•Kansas City, MO•Direct to Consumer

We analyzed every closed loan from Armed Forces Bank National Association — 1.0k loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Strong

vs. all lenders

Pull Through

Sound

closing strength

Products

Exceptional

FHA · Conventional · VA · Jumbo

Place

Sound

National · 16 mkts

Safe Rate Awards💎VA Champion⭐Purchase Superstar

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Safe Rate's Summary

What They Do Well

Offers rates 19.90 basis points below market average
Lower than average lender fees
Nationwide availability with consistent service

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Report Card

Armed Forces Bank, National Association performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Strong	Highly Competitive Rates 19.9 bps below market avg
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Sound	Industry Standard Top 60% of lenders
FHA	Sound	Industry Standard Top 60% of lenders
VA	Exceptional	Market Leader Top 20% of lenders
Jumbo	Sound	Industry Standard Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Sound	Industry Standard Top 60% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders National17 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	271	25.9%	+0.305%Above	$1,685Fees
FHA Loans	Sound	Sound	Sound	Sound	58	5.6%	+0.510%Above	$2,370Fees
VA Loans	Exceptional	Exceptional	Exceptional	Strong	693	66.3%	-0.497%Below	$1,057Fees
Jumbo Loans	Acceptable	Sound	—	Mediocre	17	1.6%	+0.211%Above	$1,113Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Strong	Sound	910	87.1%	-0.135%Below	$1,236Fees
Refinance	Sound	Sound	Strong	Acceptable	135	12.9%	-0.418%Below	$1,568Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,045

Applications

1,711

Volume

$462 million

Pricing & Closing

Avg Rate Spread

-0.199%

vs. market APOR

Avg Net Fees

$1,311

Origination − Credits

Pullthrough Rate

61.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$442,742

Avg Borrower Income

$160,699

Avg Property Value

$512,847

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCTNTXUTVAVTWAWIWVWY

Top Metro Areas by Place Specialization Score

Manhattan, KS, KSMSA

Volume: 32Mix: 3.06%of portfolio

Place

Strong

Virginia Beach, VA-NCMSA

Volume: 76Mix: 7.27%of portfolio

Place

Strong

Kansas City, MO, MO-KSMSA

Volume: 76Mix: 7.27%of portfolio

Place

Strong

Phoenix, AZMSA

Volume: 44Mix: 4.21%of portfolio

Place

Sound

Arlington, VA-WVMSA

Volume: 27Mix: 2.58%of portfolio

Place

Sound

Killeen, TXMSA

Volume: 19Mix: 1.82%of portfolio

Place

Sound

Las Vegas, NVMSA

Volume: 22Mix: 2.11%of portfolio

Place

Sound

Minneapolis, MN-WIMSA

Volume: 19Mix: 1.82%of portfolio

Place

Sound

Colorado Springs, CO, COMSA

Volume: 15Mix: 1.44%of portfolio

Place

Sound

Washington, DC, DC-MDMSA

Volume: 14Mix: 1.34%of portfolio

Place

Sound

Showing 10 of 16 metro areas

Top States by Place Specialization Score

KSState

Volume: 81Mix: 7.75%of portfolio

Place

Strong

VAState

Volume: 106Mix: 10.14%of portfolio

Place

Strong

MOState

Volume: 92Mix: 8.80%of portfolio

Place

Strong

TXState

Volume: 90Mix: 8.61%of portfolio

Place

Sound

AZState

Volume: 52Mix: 4.98%of portfolio

Place

Sound

ALState

Volume: 34Mix: 3.25%of portfolio

Place

Sound

WAState

Volume: 32Mix: 3.06%of portfolio

Place

Sound

MDState

Volume: 33Mix: 3.16%of portfolio

Place

Sound

GAState

Volume: 38Mix: 3.64%of portfolio

Place

Sound

FLState

Volume: 57Mix: 5.45%of portfolio

Place

Sound

Showing 10 of 29 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.