What loan types does Assurance Financial Group offer?

Assurance Financial Group offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Assurance Financial Group offer mortgages?

Assurance Financial Group offers mortgages in 27 states: AL, AR, CA, CO, FL, GA, IL, IN, KY, LA, MD, MI, MN, MS, NC, NE, NH, OH, OK, PA, SC, TN, TX, VA, WA, WI, WV.

How competitive are Assurance Financial Group's mortgage rates?

Assurance Financial Group has an overall pricing score of 26/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Assurance Financial Group?

Assurance Financial Group is a Independent Mortgage Company headquartered in Baton Rouge, LA.

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Assurance Financial Group

Independent Mortgage Company•Baton Rouge, LAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Assurance Financial Group — 2.1k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Near-National · 18 mkts

Awards

Conventional

Superstar

FHA

Superstar

USDA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 50 basis points above market average

Explore another lender or local market

Report Card

Assurance Financial Group performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+50.4 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 19 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Strong	1,249	60.7%	+0.387%Above	$2,900Fees
FHA Loans	Strong	Exceptional	Acceptable	Exceptional	521	25.3%	+0.864%Above	$3,062Fees
VA Loans	Strong	Strong	Acceptable	Strong	139	6.8%	-0.068%Below	$2,731Fees
Jumbo Loans	Acceptable	Sound	—	Acceptable	13	0.6%	+0.853%Above	$4,400Fees
USDA Loans	Strong	Exceptional	Acceptable	Strong	134	6.5%	+0.527%Above	$2,357Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume1,249

Mix60.7%

Spread

+0.387%Above

Fees

$2,900Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Exceptional

Volume521

Mix25.3%

Spread

+0.864%Above

Fees

$3,062Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume139

Mix6.8%

Spread

-0.068%Below

Fees

$2,731Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume13

Mix0.6%

Spread

+0.853%Above

Fees

$4,400Fees

USDA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume134

Mix6.5%

Spread

+0.527%Above

Fees

$2,357Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Acceptable	Strong	1,802	87.6%	+0.520%Above	$2,951Fees
Refinance	Sound	Strong	Mediocre	Strong	254	12.4%	+0.396%Above	$2,703Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume1,802

Mix87.6%

Spread

+0.520%Above

Fees

$2,951Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume254

Mix12.4%

Spread

+0.396%Above

Fees

$2,703Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,056

Applications

2,749

Volume

$556 million

Pricing & Closing

Avg Rate Spread

+0.504%

vs. market APOR

Avg Net Fees

$2,918

Origination − Credits

Pullthrough Rate

74.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$270,657

Avg Borrower Income

$126,592

Avg Property Value

$334,066

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast2

NHPA

Midwest7

ILINMIMNNEOHWI

South15

ALARFLGAKYLAMDMSNCOKSCTNTXVAWV

West3

CACOWA

Top Metro Areas by Place Specialization Score

1© Gaut.Chris · CC BY-SA 3.0

Houma, LAMetro

Volume 119Mix 5.79% of portfolio

93/100

Exceptional

2© themidnite (original), Yassie (derivative work · CC BY-SA 3.0

Florence, ALMetro

Volume 152Mix 7.39% of portfolio

90/100

Exceptional

3© formulanone · CC BY-SA 2.0

Monroe, LAMetro

Volume 130Mix 6.32% of portfolio

87/100

Exceptional

Baton Rouge, LAMetro

Volume 378Mix 18.39% of portfolio

85/100

Exceptional

Birmingham, ALMetro

Volume 176Mix 8.56% of portfolio

83/100

Exceptional

Shreveport, LAMetro

Volume 85Mix 4.13% of portfolio

82/100

Exceptional

Lafayette, LAMetro

Volume 134Mix 6.52% of portfolio

82/100

Exceptional

Columbia, SCMetro

Volume 103Mix 5.01% of portfolio

74/100

Strong

Augusta, GA-SCMetro

Volume 67Mix 3.26% of portfolio

70/100

Strong

Huntsville, ALMetro

Volume 68Mix 3.31% of portfolio

68/100

Strong

Showing 10 of 18 metro areas

Top States by Place Specialization Score

LouisianaState

Volume 950Mix 46.21% of portfolio

89/100

Exceptional

AlabamaState

Volume 550Mix 26.75% of portfolio

87/100

Exceptional

South CarolinaState

Volume 229Mix 11.14% of portfolio

74/100

Strong

GeorgiaState

Volume 141Mix 6.86% of portfolio

63/100

Strong

TexasState

Volume 87Mix 4.23% of portfolio

53/100

Sound

MississippiState

Volume 18Mix 0.88% of portfolio

45/100

Sound

VirginiaState

Volume 11Mix 0.54% of portfolio

36/100

Acceptable

FloridaState

Volume 17Mix 0.83% of portfolio

36/100

Acceptable

North CarolinaState

Volume 10Mix 0.49% of portfolio

35/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.