What loan types does Assurance Financial Group, L.L.C. offer?

Assurance Financial Group, L.L.C. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Assurance Financial Group, L.L.C. offer mortgages?

Assurance Financial Group, L.L.C. offers mortgages in 27 states: AL, AR, CA, CO, FL, GA, IL, IN, KY, LA, MD, MI, MN, MS, NC, NE, NH, OH, OK, PA, SC, TN, TX, VA, WA, WI, WV.

How competitive are Assurance Financial Group, L.L.C.'s mortgage rates?

Assurance Financial Group, L.L.C. has an overall pricing score of 26/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Assurance Financial Group, L.L.C.?

Assurance Financial Group, L.L.C. is a Independent Mortgage Company headquartered in Baton Rouge, LA.

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Assurance Financial Group, L.L.C.

Independent Mortgage Company•Baton Rouge, LA•Direct to Consumer

We analyzed every closed loan from Assurance Financial Group — 2.1k loans across 3k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Acceptable

vs. all lenders

Pull Through

Exceptional

closing strength

Products

Exceptional

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

Near-National · 18 mkts

Safe Rate Awards⭐FHA Superstar

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Safe Rate's Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 50 basis points above market average

Explore another lender or local market

Report Card

Assurance Financial Group, L.L.C. performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Acceptable	Near industry average +50.4 bps above market avg
Pull Through Closing strength	Exceptional	Market Leader Top 20% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
FHA	Exceptional	Market Leader Top 20% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
Jumbo	Sound	Industry Standard Top 60% of lenders
USDA	Exceptional	Market Leader Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Exceptional	Market Leader Top 20% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Strong	Highly Competitive Top 40% of lenders Near-National19 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Strong	1,249	60.7%	+0.387%Above	$2,900Fees
FHA Loans	Strong	Exceptional	Acceptable	Exceptional	521	25.3%	+0.864%Above	$3,062Fees
VA Loans	Sound	Strong	Acceptable	Strong	139	6.8%	-0.068%Below	$2,731Fees
Jumbo Loans	Acceptable	Sound	—	Acceptable	13	0.6%	+0.853%Above	$4,400Fees
USDA Loans	Sound	Exceptional	Acceptable	Strong	134	6.5%	+0.527%Above	$2,357Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Acceptable	Strong	1,802	87.6%	+0.520%Above	$2,951Fees
Refinance	Sound	Strong	Mediocre	Strong	254	12.4%	+0.396%Above	$2,703Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,056

Applications

2,749

Volume

$556 million

Pricing & Closing

Avg Rate Spread

+0.504%

vs. market APOR

Avg Net Fees

$2,918

Origination − Credits

Pullthrough Rate

74.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$270,657

Avg Borrower Income

$126,592

Avg Property Value

$334,066

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Strong

States with Loan Originations

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Top Metro Areas by Place Specialization Score

Houma, LAMSA

Volume: 119Mix: 5.79%of portfolio

Place

Exceptional

Florence, ALMSA

Volume: 152Mix: 7.39%of portfolio

Place

Exceptional

Monroe, LA, LAMSA

Volume: 130Mix: 6.32%of portfolio

Place

Exceptional

Baton Rouge, LA, LAMSA

Volume: 378Mix: 18.39%of portfolio

Place

Exceptional

Birmingham, AL, ALMSA

Volume: 176Mix: 8.56%of portfolio

Place

Exceptional

Shreveport, LAMSA

Volume: 85Mix: 4.13%of portfolio

Place

Exceptional

Lafayette, LA, LAMSA

Volume: 134Mix: 6.52%of portfolio

Place

Exceptional

Columbia, SC, SCMSA

Volume: 103Mix: 5.01%of portfolio

Place

Strong

Augusta, GA-SCMSA

Volume: 67Mix: 3.26%of portfolio

Place

Strong

Huntsville, AL, ALMSA

Volume: 68Mix: 3.31%of portfolio

Place

Strong

Showing 10 of 18 metro areas

Top States by Place Specialization Score

LAState

Volume: 950Mix: 46.21%of portfolio

Place

Exceptional

ALState

Volume: 550Mix: 26.75%of portfolio

Place

Exceptional

SCState

Volume: 229Mix: 11.14%of portfolio

Place

Strong

GAState

Volume: 141Mix: 6.86%of portfolio

Place

Strong

TXState

Volume: 87Mix: 4.23%of portfolio

Place

Sound

MSState

Volume: 18Mix: 0.88%of portfolio

Place

Sound

VAState

Volume: 11Mix: 0.54%of portfolio

Place

Acceptable

FLState

Volume: 17Mix: 0.83%of portfolio

Place

Acceptable

NCState

Volume: 10Mix: 0.49%of portfolio

Place

Acceptable

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.