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ABTN

Austin Bank, Texas National Association

BankJacksonville, TXHQDirectReviews near you on Google

Austin Bank, Texas National Association has 336 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Strong
4/5
Single State · 3 mkts

Safe Rate Summary

What They Do Well

  • Particularly strong in Conventional and Jumbo loans

Things to Think About

  • Rates typically 69 basis points above market average
  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Austin Bank, Texas National Association performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+69.0 bps above market avg
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Single State · 4 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Sound
Volume311
Mix92.6%
Spread
+0.705%Above
Fees
$1,116Fees
Jumbo Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Sound
Volume24
Mix7.1%
Spread
+0.516%Above
Fees
$3,791Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Sound
Volume287
Mix85.4%
Spread
+0.610%Above
Fees
$1,280Fees
Refinance
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume49
Mix14.6%
Spread
+0.988%Above
Fees
$1,090Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
336
Applications
564
Volume
$115 million
Pricing & Closing
Avg Rate Spread
+0.690%
vs. market APOR
Avg Net Fees
$1,239
Origination − Credits
Pullthrough Rate
59.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$342,292
Avg Borrower Income
$209,595
Avg Property Value
$453,155

Geographic Coverage

Geographic Performance

Metro Areas
3
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

1
1 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South1
TX

Top Metro Areas by Place Specialization Score

Volume 70Mix 20.83% of portfolio
86/100
Exceptional
Volume 57Mix 16.96% of portfolio
78/100
Strong
Volume 27Mix 8.04% of portfolio
51/100
Sound

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 336Mix 100.00% of portfolio
75/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.