What loan types does Bank of Hope offer?

Bank of Hope offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Bank of Hope offer mortgages?

Bank of Hope offers mortgages in 21 states: AL, AZ, CA, CT, FL, GA, IL, MA, MD, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA.

How competitive are Bank of Hope's mortgage rates?

Bank of Hope has an overall pricing score of 11.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Bank of Hope?

Bank of Hope is a Bank headquartered in Los Angeles, CA.

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Bank of Hope

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We analyzed every closed loan from Bank of Hope — 426 loans across 639 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional · Jumbo

Place

Strong

4/5

Multi-Region · 3 mkts

Summary

Things to Think About

Rates typically 57 basis points above market average

Explore another lender or local market

Report Card

Bank of Hope performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+57.2 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

Jumbo

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Sound	410	96.2%	+0.560%Above	$1,552Fees
Jumbo Loans	Acceptable	Sound	—	Mediocre	16	3.8%	+0.821%Above	$1,134Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume410

Mix96.2%

Spread

+0.560%Above

Fees

$1,552Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Mediocre

Volume16

Mix3.8%

Spread

+0.821%Above

Fees

$1,134Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Sound	394	92.5%	+0.560%Above	$1,500Fees
Refinance	Acceptable	Acceptable	Mediocre	Acceptable	32	7.5%	+0.719%Above	$1,948Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume394

Mix92.5%

Spread

+0.560%Above

Fees

$1,500Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Acceptable

Volume32

Mix7.5%

Spread

+0.719%Above

Fees

$1,948Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

426

Applications

639

Volume

$234 million

Pricing & Closing

Avg Rate Spread

+0.572%

vs. market APOR

Avg Net Fees

$1,534

Origination − Credits

Pullthrough Rate

66.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$550,516

Avg Borrower Income

$217,641

Avg Property Value

$899,765

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast5

CTMANJNYPA

Midwest2

ILOH

South9

ALFLGAMDNCSCTNTXVA

West5

AZCANVORWA

Top Metro Areas by Place Specialization Score

New York, NY-NJMetro

Volume 234Mix 54.93% of portfolio

79/100

Strong

Nassau County, NYMetro

Volume 54Mix 12.68% of portfolio

63/100

Strong

Los Angeles, CAMetro

Volume 16Mix 3.76% of portfolio

46/100

Sound

Top States by Place Specialization Score

New YorkState

Volume 276Mix 64.79% of portfolio

76/100

Strong

New JerseyState

Volume 30Mix 7.04% of portfolio

52/100

Sound

CaliforniaState

Volume 31Mix 7.28% of portfolio

47/100

Sound

PennsylvaniaState

Volume 12Mix 2.82% of portfolio

40/100

Acceptable

OhioState

Volume 10Mix 2.35% of portfolio

38/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.