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Claim this ProfileWe analyzed every closed loan from Barrington Bank & Trust Company — 6.9k loans across 11k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo · USDA
Place
Sound
3/5
National · 49 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Superstar
Jumbo
Superstar
USDA
Superstar
Purchase
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Barrington Bank & Trust Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+35.4 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
4,692 loans · 0.34% above market
Exceptional
Top 20% of lenders
5/5
FHA
740 loans · 0.86% above market
Exceptional
Top 20% of lenders
5/5
VA
1,308 loans · 0.14% above market
Exceptional
Top 20% of lenders
5/5
Jumbo
107 loans · 0.18% above market
Strong
Top 40% of lenders
4/5
USDA
57 loans · 0.13% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
5,535 loans · 0.36% above market
Exceptional
Top 20% of lenders
5/5
Refinance
1,369 loans · 0.31% above market
Exceptional
Top 20% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 4,692 | 68.0% | +0.337%Above | $1,966Fees | ||||
FHA Loans | 740 | 10.7% | +0.864%Above | $3,069Fees | ||||
VA Loans | 1,308 | 18.9% | +0.141%Above | $3,577Fees | ||||
Jumbo Loans | 107 | 1.5% | +0.178%Above | $1,059Fees | ||||
USDA Loans | 57 | 0.8% | +0.133%Above | $2,370Fees |
Conventional
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume4,692
Mix68.0%
Spread
+0.337%Above
Fees
$1,966Fees
FHA Loans
OverallSound
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume740
Mix10.7%
Spread
+0.864%Above
Fees
$3,069Fees
VA Loans
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughStrong
Volume1,308
Mix18.9%
Spread
+0.141%Above
Fees
$3,577Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughSound
Volume107
Mix1.5%
Spread
+0.178%Above
Fees
$1,059Fees
USDA Loans
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume57
Mix0.8%
Spread
+0.133%Above
Fees
$2,370Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 5,535 | 80.2% | +0.365%Above | $2,217Fees | ||||
Refinance | 1,369 | 19.8% | +0.307%Above | $2,766Fees |
Purchase
OverallStrong
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume5,535
Mix80.2%
Spread
+0.365%Above
Fees
$2,217Fees
Refinance
OverallSound
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume1,369
Mix19.8%
Spread
+0.307%Above
Fees
$2,766Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
6,904
Applications
10,508
Volume
$2 billion
Pricing & Closing
Avg Rate Spread
+0.354%
vs. market APOR
Avg Net Fees
$2,323
Origination − Credits
Pullthrough Rate
65.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$338,116
Avg Borrower Income
$147,248
Avg Property Value
$448,434
Geographic Coverage
Geographic Performance
Metro Areas
49
markets with activity
States Served
51
Includes Washington, DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
51Full-year 2024 · HMDANationwide · all 50 states and DCLoans originated
< 2020–5050–100100+None
Northeast9
CTMEMANHNJNYPARIVT
Midwest12
IAILINKSMIMNMONDNEOHSDWI
South17
ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West13
AKAZCACOHIIDMTNMNVORUTWAWY
Top Metro Areas by Place Specialization Score
Showing 10 of 49 metro areas
Top States by Place Specialization Score
Showing 10 of 44 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.