Looking for a different lender?
B
BOKF, National Association
Bank|Tulsa, OK|National
Loans Originated
3,217
Applications
4,637
Volume
$1 billion
Offers loans directly to consumers
Overall Pricing
Acceptable
Overall Pull Through
Strong
Safe Rate Awards⭐Conventional Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.382%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$1,661
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
69.4%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
Report Card
BOKF, National Association performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Acceptable | Near industry average | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Jumbo | Exceptional | Market Leader | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | National · 22 metro areas · 45 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$377,164
Average Borrower Income
$188,664
Average Property Value
$508,721
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Exceptional | Sound | Strong | 2,480 | 77.1% | +0.360% | $1,573 |
FHA Loans | Sound | Strong | Acceptable | Strong | 415 | 12.9% | +0.760% | $2,360 |
VA Loans | Sound | Strong | Acceptable | Strong | 130 | 4.0% | -0.048% | $2,527 |
Jumbo Loans | Sound | Exceptional | Acceptable | Strong | 176 | 5.5% | +0.129% | $959 |
USDA Loans | Sound | Strong | N/A | Sound | 16 | 0.5% | +0.520% | $1,360 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Exceptional | Sound | Strong | 2,821 | 87.7% | +0.343% | $1,726 |
Refinance | Sound | Strong | Acceptable | Sound | 396 | 12.3% | +0.654% | $1,208 |
Geographic Coverage
Metro Areas
21
States Served
45
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AKALARAZCACOCTDCFLGAIAIDILINKSKYMDMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAWAWIWVWY
Top Metro Areas by Place Specialization Score
1
Santa Fe, NM, NMMSA
Volume: 68Mix: 2.11%
Place Specialization
Exceptional
2
Albuquerque, NM, NMMSA
Volume: 463Mix: 14.39%
Place Specialization
Exceptional
3
Tulsa, OK, OKMSA
Volume: 650Mix: 20.21%
Place Specialization
Exceptional
4
Oklahoma City, OK, OKMSA
Volume: 300Mix: 9.33%
Place Specialization
Exceptional
5
Denver, COMSA
Volume: 230Mix: 7.15%
Place Specialization
Strong
6
Enid, OK, OKMSA
Volume: 34Mix: 1.06%
Place Specialization
Strong
7
Kansas City, MO, MO-KSMSA
Volume: 135Mix: 4.20%
Place Specialization
Strong
8
Dallas, TXMSA
Volume: 114Mix: 3.54%
Place Specialization
Strong
9
Fayetteville, ARMSA
Volume: 67Mix: 2.08%
Place Specialization
Strong
10
Fort Worth, TXMSA
Volume: 74Mix: 2.30%
Place Specialization
Strong
Showing 10 of 21 metro areas
Top States by Place Specialization Score
1
NMState
Volume: 636Mix: 19.77%
Place Specialization
Exceptional
2
OKState
Volume: 1,118Mix: 34.75%
Place Specialization
Exceptional
3
COState
Volume: 514Mix: 15.98%
Place Specialization
Strong
4
KSState
Volume: 146Mix: 4.54%
Place Specialization
Strong
5
TXState
Volume: 431Mix: 13.40%
Place Specialization
Strong
6
ARState
Volume: 82Mix: 2.55%
Place Specialization
Strong
7
AZState
Volume: 94Mix: 2.92%
Place Specialization
Sound
8
MOState
Volume: 65Mix: 2.02%
Place Specialization
Sound
9
FLState
Volume: 21Mix: 0.65%
Place Specialization
Acceptable
10
NCState
Volume: 11Mix: 0.34%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare BOKF, National Association with other lenders or get personalized recommendations.