Looking for a different lender?
B
BOND STREET MORTGAGE, LLC
Independent Mortgage Company|WILMINGTON, DE|Multi-Region
Loans Originated
763
Applications
1,094
Volume
$349 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Acceptable
Overall Pull Through
Sound
Safe Rate Awards⭐FHA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.327%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,888
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
69.7%
Percentage of applications that result in closed loans
Safe Rate's Summary
Things to Think About
- Pricing may be below industry average
Report Card
BOND STREET MORTGAGE, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Acceptable | Near industry average | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Strong | Highly Competitive | |
VA | Sound | Industry Standard | |
Jumbo | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 7 metro areas · 17 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$457,962
Average Borrower Income
$212,932
Average Property Value
$610,190
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | Acceptable | Sound | 597 | 78.2% | +0.317% | $2,803 |
FHA Loans | Strong | Strong | Sound | Strong | 136 | 17.8% | +0.413% | $3,345 |
VA Loans | Sound | Sound | N/A | Sound | 19 | 2.5% | -0.129% | $3,012 |
Jumbo Loans | Sound | Sound | N/A | N/A | 10 | 1.3% | +0.528% | $1,436 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | Sound | Sound | 656 | 86.0% | +0.317% | $2,776 |
Refinance | Acceptable | Sound | Mediocre | Sound | 107 | 14.0% | +0.392% | $3,607 |
Geographic Coverage
Metro Areas
6
States Served
17
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
CACTDEFLGAMAMDMINCNJNYOHPASCTXVAWI
Top Metro Areas by Place Specialization Score
1
New York, NY-NJMSA
Volume: 290Mix: 38.01%
Place Specialization
Exceptional
2
Newark, NJ, NJMSA
Volume: 144Mix: 18.87%
Place Specialization
Strong
3
Lakewood, NJMSA
Volume: 160Mix: 20.97%
Place Specialization
Strong
4
Trenton, NJMSA
Volume: 19Mix: 2.49%
Place Specialization
Sound
5
Camden, NJ, NJMSA
Volume: 23Mix: 3.01%
Place Specialization
Sound
6
Allentown, PA-NJMSA
Volume: 14Mix: 1.83%
Place Specialization
Sound
Top States by Place Specialization Score
1
NJState
Volume: 648Mix: 84.93%
Place Specialization
Exceptional
2
NYState
Volume: 26Mix: 3.41%
Place Specialization
Sound
3
PAState
Volume: 26Mix: 3.41%
Place Specialization
Sound
4
FLState
Volume: 28Mix: 3.67%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare BOND STREET MORTGAGE, LLC with other lenders or get personalized recommendations.