What loan types does CAPITAL CENTER, L.L.C. offer?

CAPITAL CENTER, L.L.C. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does CAPITAL CENTER, L.L.C. offer mortgages?

CAPITAL CENTER, L.L.C. offers mortgages in 7 states: DC, FL, GA, MD, NC, SC, VA.

How competitive are CAPITAL CENTER, L.L.C.'s mortgage rates?

CAPITAL CENTER, L.L.C. has an overall pricing score of 81/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CAPITAL CENTER, L.L.C.?

CAPITAL CENTER, L.L.C. is a Independent Mortgage Company headquartered in GLEN ALLEN, VA.

Unclaimed

Capital Center, L.l.c.

Independent Mortgage Company•GLEN ALLEN, VA•Direct to Consumer

We analyzed every closed loan from Capital Center — 1.3k loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Exceptional

vs. all lenders

Pull Through

Strong

closing strength

Products

Strong

FHA · Conventional · VA

Place

Sound

Multi-Region · 11 mkts

Safe Rate Awards⭐Conventional Superstar⭐FHA Superstar⭐VA Superstar⭐Purchase Superstar⭐Refinance Superstar

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Safe Rate's Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance
Particularly strong in Conventional and FHA and VA loans

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Report Card

Capital Center, L.l.c. performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Exceptional	Market Leader +12.0 bps above market avg
Pull Through Closing strength	Strong	Highly Competitive Top 40% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Multi-Regional12 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Strong	1,046	83.3%	+0.152%Above	$724Fees
FHA Loans	Strong	Strong	Exceptional	Sound	131	10.4%	+0.182%Above	$752Fees
VA Loans	Strong	Strong	Exceptional	Sound	77	6.1%	-0.489%Below	$786Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Strong	Sound	784	62.5%	+0.162%Above	$917Fees
Refinance	Strong	Strong	Exceptional	Strong	471	37.5%	+0.049%Above	$417Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,255

Applications

2,047

Volume

$445 million

Pricing & Closing

Avg Rate Spread

+0.120%

vs. market APOR

Avg Net Fees

$730

Origination − Credits

Pullthrough Rate

61.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$355,088

Avg Borrower Income

$150,634

Avg Property Value

$493,574

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

DCFLGAMDNCSCVA

Top Metro Areas by Place Specialization Score

Richmond, VA, VAMSA

Volume: 653Mix: 52.03%of portfolio

Place

Exceptional

Virginia Beach, VA-NCMSA

Volume: 154Mix: 12.27%of portfolio

Place

Strong

Charlottesville, VA, VAMSA

Volume: 32Mix: 2.55%of portfolio

Place

Strong

Raleigh, NCMSA

Volume: 45Mix: 3.59%of portfolio

Place

Sound

Arlington, VA-WVMSA

Volume: 42Mix: 3.35%of portfolio

Place

Sound

Charlotte, NC-SCMSA

Volume: 37Mix: 2.95%of portfolio

Place

Sound

Wilmington, NC, NCMSA

Volume: 15Mix: 1.20%of portfolio

Place

Sound

Lynchburg, VA, VAMSA

Volume: 12Mix: 0.96%of portfolio

Place

Sound

Greenville, SCMSA

Volume: 11Mix: 0.88%of portfolio

Place

Sound

Roanoke, VA, VAMSA

Volume: 10Mix: 0.80%of portfolio

Place

Sound

Showing 10 of 11 metro areas

Top States by Place Specialization Score

VAState

Volume: 987Mix: 78.65%of portfolio

Place

Exceptional

NCState

Volume: 156Mix: 12.43%of portfolio

Place

Strong

SCState

Volume: 39Mix: 3.11%of portfolio

Place

Sound

MDState

Volume: 26Mix: 2.07%of portfolio

Place

Sound

FLState

Volume: 31Mix: 2.47%of portfolio

Place

Sound

GAState

Volume: 13Mix: 1.04%of portfolio

Place

Acceptable

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.