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CAPITAL PARTNERS MORTGAGE SERVICES LLC.

Independent Mortgage Company|Miami, FL|Single State
Loans Originated
295
Applications
418
Volume
$110 million
Offers loans directly to consumers
Overall Pricing
Acceptable
Overall Pull Through
Sound

Pricing and Pullthrough Overview

Average Rate Spread
+0.421%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,662
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
70.6%
Percentage of applications that result in closed loans

Safe Rate's Summary

Things to Think About

  • Pricing may be below industry average

Report Card

CAPITAL PARTNERS MORTGAGE SERVICES LLC. performance at a glance

CategoryRatingGradeDetails
Pricing
Rate competitiveness
AcceptableNear industry average
Pull Through
Closing Strength
SoundIndustry Standard
Products
Loan Type Specialists
Specialization score by loan product
Conventional
SoundIndustry Standard
FHA
StrongHighly Competitive
VA
SoundIndustry Standard
Purpose
Reason specialization
Specialization score by loan purpose
Purchase
SoundIndustry Standard
Refinance
AcceptableNear industry average
Places
Geographic coverage
StrongSingle State · 5 metro areas · 1 states
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)

Typical Borrower Profile

Average Loan Amount
$376,017
Average Borrower Income
$160,736
Average Property Value
$487,407

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Sound
Mediocre
Sound
21171.5%+0.467%$3,531
FHA Loans
Sound
Strong
Acceptable
Strong
6221.0%+0.435%$4,250
VA Loans
Strong
Sound
N/A
Exceptional
217.1%-0.163%$2,882

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Acceptable
Sound
28295.6%+0.408%$3,639
Refinance
Acceptable
Acceptable
N/A
Acceptable
134.4%+0.745%$4,247

Geographic Coverage

Metro Areas
5
States Served
1
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

FL

Top Metro Areas by Place Specialization Score

1
West Palm Beach, FLMSA
Volume: 90Mix: 30.51%
Place Specialization
Strong
2
Port St. Lucie, FL, FLMSA
Volume: 45Mix: 15.25%
Place Specialization
Strong
3
Fort Lauderdale, FLMSA
Volume: 78Mix: 26.44%
Place Specialization
Strong
4
Miami, FLMSA
Volume: 43Mix: 14.58%
Place Specialization
Strong
5
Orlando, FLMSA
Volume: 12Mix: 4.07%
Place Specialization
Sound

Top States by Place Specialization Score

1
FLState
Volume: 295Mix: 100.00%
Place Specialization
Strong

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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