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Chickasaw Community Bank
Bank|Oklahoma City, OK|Multi-Region
Loans Originated
206
Applications
483
Volume
$49 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Strong
Overall Pull Through
Acceptable
Safe Rate Awards⭐FHA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
-0.006%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,885
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
42.7%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Offers rates 0.60 basis points below market average
- Particularly strong in FHA and USDA loans
Things to Think About
- Pull through efficiency is below industry average
Report Card
Chickasaw Community Bank performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Acceptable | Near industry average | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Mediocre | Below peers | |
FHA | Strong | Highly Competitive | |
USDA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Acceptable | Near industry average | |
Places Geographic coverage | Sound | Multi-Regional · 3 metro areas · 23 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$241,019
Average Borrower Income
$107,956
Average Property Value
$281,359
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Mediocre | Mediocre | N/A | Mediocre | 22 | 10.7% | +0.196% | $3,721 |
FHA Loans | Strong | Strong | Strong | Sound | 165 | 80.1% | -0.073% | $2,829 |
USDA Loans | Sound | Strong | N/A | Sound | 15 | 7.3% | +0.732% | $2,347 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | Strong | Acceptable | 180 | 87.4% | +0.003% | $2,728 |
Refinance | Mediocre | Acceptable | N/A | Mediocre | 26 | 12.6% | -0.089% | $4,208 |
Geographic Coverage
Metro Areas
2
States Served
23
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AKARAZCACOFLIAIDILKSKYLAMAMONCNENMOKORTNTXVAWA
Top Metro Areas by Place Specialization Score
1
Oklahoma City, OK, OKMSA
Volume: 68Mix: 33.01%
Place Specialization
Strong
2
Tulsa, OK, OKMSA
Volume: 12Mix: 5.83%
Place Specialization
Sound
Top States by Place Specialization Score
1
OKState
Volume: 154Mix: 74.76%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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