What loan types does CityWorth Mortgage offer?

CityWorth Mortgage offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does CityWorth Mortgage offer mortgages?

CityWorth Mortgage offers mortgages in 9 states: FL, GA, MD, NC, PA, SC, TN, TX, VA.

How competitive are CityWorth Mortgage's mortgage rates?

CityWorth Mortgage has an overall pricing score of 15.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is CityWorth Mortgage?

CityWorth Mortgage is a Independent Mortgage Company headquartered in FAIRFAX, VA.

Unclaimed

CityWorth Mortgage

Independent Mortgage Company•Fairfax, VAHQ•Direct•Reviews near you on Google

CityWorth Mortgage has 97 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Sound

3/5

Multi-Region · 1 mkts

Summary

Things to Think About

Pricing may be below industry average
Higher than average fees ($5,359)
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

CityWorth Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+21.5 bps above market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Mediocre

Bottom 20% of lenders

FHA

Sound

Top 60% of lenders

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Mediocre

Bottom 20% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Acceptable

Bottom 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Mediocre	Mediocre	—	Acceptable	20	20.6%	+0.238%Above	$5,202Fees
FHA Loans	Acceptable	Sound	—	Acceptable	34	35.1%	+0.588%Above	$6,373Fees
VA Loans	Sound	Strong	Mediocre	Strong	40	41.2%	-0.097%Below	$4,727Fees

Conventional

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through

Acceptable

Volume20

Mix20.6%

Spread

+0.238%Above

Fees

$5,202Fees

FHA Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume34

Mix35.1%

Spread

+0.588%Above

Fees

$6,373Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume40

Mix41.2%

Spread

-0.097%Below

Fees

$4,727Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Mediocre	Acceptable	87	89.7%	+0.267%Above	$5,313Fees
Refinance	Acceptable	Mediocre	—	Acceptable	10	10.3%	-0.130%Below	$5,661Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Acceptable

Volume87

Mix89.7%

Spread

+0.267%Above

Fees

$5,313Fees

Refinance

Overall

Acceptable

Product

Mediocre

Pricing—

Pull Through

Acceptable

Volume10

Mix10.3%

Spread

-0.130%Below

Fees

$5,661Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

159

Volume

$34 million

Pricing & Closing

Avg Rate Spread

+0.215%

vs. market APOR

Avg Net Fees

$5,359

Origination − Credits

Pullthrough Rate

61.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$358,814

Avg Borrower Income

$111,536

Avg Property Value

$385,928

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast1

South8

FLGAMDNCSCTNTXVA

Top Metro Areas by Place Specialization Score

Arlington, VA-WVMetro

Volume 12Mix 12.37% of portfolio

47/100

Sound

Top States by Place Specialization Score

VirginiaState

Volume 22Mix 22.68% of portfolio

52/100

Sound

GeorgiaState

Volume 23Mix 23.71% of portfolio

52/100

Sound

North CarolinaState

Volume 19Mix 19.59% of portfolio

48/100

Sound

FloridaState

Volume 17Mix 17.53% of portfolio

45/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.