C
We analyzed every closed loan from Clm Mortgage — 2.5k loans across 3k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.
Pricing
Acceptable
vs. all lenders
Pull Through
Strong
closing strength
Products
Strong
FHA · Conventional · VA
Place
Strong
Multi-Region · 18 mkts
Safe Rate Awards💎VA Champion⭐FHA Superstar
Shopping for a Mortgage?
Save Clm Mortgage or ask our AI assistant to explore your options.
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,062)
Explore another lender or local market
Report Card
Clm Mortgage, Inc. performance at a glance
| Category | Score | vs. Peers |
|---|---|---|
Overall Performance· Pricing & closing strength | ||
Pricing Rate competitiveness | Near industry average +17.1 bps above market avg | |
Pull Through Closing strength | Highly Competitive Top 40% of lenders | |
By Loan Product· Specialization by type | ||
Conventional | Highly Competitive Top 40% of lenders | |
FHA | Highly Competitive Top 40% of lenders | |
VA | Highly Competitive Top 40% of lenders | |
By Loan Purpose· Transaction purpose mix | ||
Purchase | Highly Competitive Top 40% of lenders | |
By Location· Geographic coverage | ||
Geographic Reach Coverage footprint | Highly Competitive Top 40% of lenders Multi-Regional18 markets | |
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,475 | 58.4% | +0.209%Above | $4,219Fees | ||||
FHA Loans | 681 | 27.0% | +0.231%Above | $4,430Fees | ||||
VA Loans | 360 | 14.3% | -0.505%Below | $984Fees |
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 2,523 | 99.9% | +0.172%Above | $4,061Fees |
At a Glance
Lender Overview
Lending Activity
Loans Originated
2,525
Applications
3,078
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.171%
vs. market APOR
Avg Net Fees
$4,062
Origination − Credits
Pullthrough Rate
82.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$422,818
Avg Borrower Income
$152,779
Avg Property Value
$508,521
Geographic Coverage
Geographic Performance
Metro Areas
18
States Served
8
We count Washington DC as a state
Avg Place Specialization
States with Loan Originations
AZCAIDNVORTXUTWA
Top Metro Areas by Place Specialization Score
1
Houston, TXMSA
Volume: 733Mix: 29.03%of portfolio
Place
Exceptional2
Austin, TXMSA
Volume: 298Mix: 11.80%of portfolio
Place
Exceptional3
Ogden, UT, UTMSA
Volume: 128Mix: 5.07%of portfolio
Place
Strong4
San Antonio, TXMSA
Volume: 249Mix: 9.86%of portfolio
Place
Strong5
Dallas, TXMSA
Volume: 214Mix: 8.48%of portfolio
Place
Strong6
Provo, UTMSA
Volume: 111Mix: 4.40%of portfolio
Place
Strong7
Boise City, ID, IDMSA
Volume: 141Mix: 5.58%of portfolio
Place
Strong8
Las Vegas, NVMSA
Volume: 78Mix: 3.09%of portfolio
Place
Strong9
Salt Lake City, UTMSA
Volume: 68Mix: 2.69%of portfolio
Place
Strong10
Portland, OR-WAMSA
Volume: 82Mix: 3.25%of portfolio
Place
StrongShowing 10 of 18 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 1,554Mix: 61.54%of portfolio
Place
Exceptional2
UTState
Volume: 308Mix: 12.20%of portfolio
Place
Strong3
IDState
Volume: 141Mix: 5.58%of portfolio
Place
Strong4
CAState
Volume: 239Mix: 9.47%of portfolio
Place
Strong5
NVState
Volume: 78Mix: 3.09%of portfolio
Place
Strong6
AZState
Volume: 117Mix: 4.63%of portfolio
Place
Strong7
ORState
Volume: 62Mix: 2.46%of portfolio
Place
Sound8
WAState
Volume: 26Mix: 1.03%of portfolio
Place
SoundHow We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Clm Mortgage, Inc.?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.