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Colorado Federal Savings Bank

Bank•Greenwood Village, COHQ•Wholesale•Reviews near you on Google

We analyzed every closed loan from Colorado Federal Savings Bank — 784 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional
Place
Sound
3/5
Multi-Region · 19 mkts
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees

Explore another lender or local market

Report Card

Colorado Federal Savings Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+1.2 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 20 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Sound
Volume783
Mix99.9%
Spread
+0.012%Above
Fees
$1,590Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Sound
Volume702
Mix89.5%
Spread
+0.022%Above
Fees
$1,583Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Sound
Pull Through
Sound
Volume82
Mix10.5%
Spread
-0.076%Below
Fees
$1,637Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
784
Applications
1,099
Volume
$302 million
Pricing & Closing
Avg Rate Spread
+0.012%
vs. market APOR
Avg Net Fees
$1,589
Origination − Credits
Pullthrough Rate
71.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$386,467
Avg Borrower Income
$134,233
Avg Property Value
$525,804

Geographic Coverage

Geographic Performance

Metro Areas
19
markets with activity
States Served
19
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

19
19 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast5
MEMANHNYRI
Midwest2
IANE
South7
ALARDCDELAMSWV
West5
COHIMTNMWY

Top Metro Areas by Place Specialization Score

1© Unknown authorUnknown author · Public domain
Huntsville, ALMetro
Volume 64Mix 8.16% of portfolio
70/100
Strong
2© Macaolards · CC BY-SA 4.0
Providence, RI-MAMetro
Volume 64Mix 8.16% of portfolio
67/100
Strong
3© Percival Kestreltail · CC BY-SA 3.0
Cambridge, MAMetro
Volume 63Mix 8.04% of portfolio
63/100
Strong
4© Quintin Soloviev · CC BY 4.0
Denver, COMetro
Volume 67Mix 8.55% of portfolio
62/100
Strong
5© Bjoertvedt · CC BY-SA 4.0
Wilmington, DEMetro
Volume 41Mix 5.23% of portfolio
60/100
Strong
6© Luciof · CC BY-SA 3.0
Boston, MAMetro
Volume 43Mix 5.48% of portfolio
59/100
Sound
7© Dllu · CC BY-SA 4.0
New York, NY-NJMetro
Volume 55Mix 7.02% of portfolio
59/100
Sound
8© Ron Reiring · CC BY 2.0
Albuquerque, NMMetro
Volume 26Mix 3.32% of portfolio
54/100
Sound
9© NASA Astronaut · Public domain
Baton Rouge, LAMetro
Volume 27Mix 3.44% of portfolio
53/100
Sound
10© w_lemay · CC BY-SA 2.0
Dover, DEMetro
Volume 16Mix 2.04% of portfolio
51/100
Sound
Showing 10 of 19 metro areas

Top States by Place Specialization Score

Alabama
Alabama
1
AlabamaState
Volume 149Mix 19.01% of portfolio
73/100
Strong
Massachusetts
Massachusetts
2
MassachusettsState
Volume 171Mix 21.81% of portfolio
70/100
Strong
Delaware
Delaware
3
DelawareState
Volume 83Mix 10.59% of portfolio
68/100
Strong
New York
New York
4
New YorkState
Volume 101Mix 12.88% of portfolio
63/100
Strong
Louisiana
Louisiana
5
LouisianaState
Volume 65Mix 8.29% of portfolio
60/100
Strong
Colorado
Colorado
6
ColoradoState
Volume 67Mix 8.55% of portfolio
59/100
Sound
Rhode Island
Rhode Island
7
Rhode IslandState
Volume 24Mix 3.06% of portfolio
53/100
Sound
New Mexico
New Mexico
8
New MexicoState
Volume 27Mix 3.44% of portfolio
53/100
Sound
Hawaii
Hawaii
9
HawaiiState
Volume 17Mix 2.17% of portfolio
49/100
Sound
New Hampshire
New Hampshire
10
New HampshireState
Volume 19Mix 2.42% of portfolio
49/100
Sound
Showing 10 of 12 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.